Home appreciation in Sacramento, CA

Over the five years ending 2025, home prices in Sacramento, CA grew an average of 6.4% a year.

Price growth at a glance

1-year

+1.3%

2025 over 2024. California: +1.9%.

5-year, per year

+6.4%

Average annual growth, 2020 to 2025. California: +7.2%.

10-year, per year

+6.4%

+86.0% in total since 2015. California: +6.3%.

How does your home compare?

Sacramento, CA home prices rose 86.0% over the ten years to 2025, while its ZIP codes ranged from +45.8% to +152.8%. Look up your home to see where it ranks among the homes around it.

Your first analysis is free.

A model-generated estimate and analytical context, not investment advice. Investing? Score any property free

How Sacramento, CA compares with California

California averaged +7.2% a year, putting Sacramento, CA behind the state overall. For five-year price growth, Sacramento, CA ranks 377th out of 409 metros nationwide and 18th out of 28 in California.

Index, 2005 = 100

Sacramento-Roseville-Folsom, CA and California, quarterly house price index rebased to 100 in 2005.
YearSacramento-Roseville-Folsom, CACalifornia
2005 Q1100100
2005 Q2106106
2005 Q3110111
2005 Q4113116
2006 Q1112119
2006 Q2111120
2006 Q3109120
2006 Q4108119
2007 Q1105118
2007 Q2102116
2007 Q397111
2007 Q493107
2008 Q188101
2008 Q28193
2008 Q37585
2008 Q47383
2009 Q17482
2009 Q27078
2009 Q36876
2009 Q46777
2010 Q16676
2010 Q26576
2010 Q36576
2010 Q46475
2011 Q16073
2011 Q25971
2011 Q35972
2011 Q45972
2012 Q15971
2012 Q25971
2012 Q36073
2012 Q46274
2013 Q16476
2013 Q26879
2013 Q37383
2013 Q47586
2014 Q17688
2014 Q27890
2014 Q38092
2014 Q48193
2015 Q18194
2015 Q28396
2015 Q38598
2015 Q486100
2016 Q188101
2016 Q290103
2016 Q392105
2016 Q493106
2017 Q195107
2017 Q298110
2017 Q3100112
2017 Q4102113
2018 Q1103115
2018 Q2105118
2018 Q3107119
2018 Q4106119
2019 Q1107120
2019 Q2109121
2019 Q3110122
2019 Q4111123
2020 Q1112124
2020 Q2114126
2020 Q3115127
2020 Q4119130
2021 Q1123133
2021 Q2131141
2021 Q3139149
2021 Q4144155
2022 Q1148161
2022 Q2157171
2022 Q3153170
2022 Q4146165
2023 Q1145164
2023 Q2150168
2023 Q3150170
2023 Q4150170
2024 Q1153173
2024 Q2155176
2024 Q3156177
2024 Q4155178
2025 Q1156178
2025 Q2157179
2025 Q3157179
2025 Q4157180
2026 Q1158181
2026 Q2157181

Chart through 2026 Q2. Annual growth figures through 2025.

Five-year and ten-year growth rates were similar, at +6.4% a year over ten years and +86.0% in total, suggesting a similar pattern over both periods.

Over this history, home prices peaked in 2006, fell 46.0% to its 2011 low, and regained the 2006 level in 2020.

The strongest year was 2013 at +17.2%, and the weakest was 2008 at -19.9%.

In 2025 alone the index moved +1.3%, against +1.9% for the state.

ZIP codes in Sacramento, CA

Over the ten years to 2025, the 79 ZIP codes FHFA measures in this metro ranged from +45.8% in 95616 to +152.8% in 95815, while the metro as a whole rose 86.0%.

Fastest-rising ZIP codes

10-year change

  1. 95815+152.8%
  2. 95824+151.5%
  3. 95838+134.7%
  4. 95660+131.8%
  5. 95823+124.7%

Slowest-rising ZIP codes

10-year change

  1. 95616+45.8%
  2. 95618+51.3%
  3. 95811+54.8%
  4. 95709+56.9%
  5. 95623+58.3%
ZIP codes in Sacramento-Roseville-Folsom, CA ranked by 10-year home-price change through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
95815+9.2%+7.5%+9.7%+152.8%
95824+6.6%+7.6%+9.7%+151.5%
95838-3.5%+6.7%+8.9%+134.7%
95660-0.8%+6.9%+8.8%+131.8%
95823+0.6%+7.5%+8.4%+124.7%
95605+2.6%+6.3%+8.2%+120.6%
95820+0.7%+6.4%+8.1%+117.9%
95832-0.6%+6.6%+8.1%+117.4%
95626+6.6%+7.8%+7.8%+112.9%
96145+6.6%+8.8%+7.8%+112.0%
95673+0.1%+7.1%+7.7%+110.6%
95842-4.4%+5.6%+7.5%+106.2%
95828-0.8%+6.8%+7.5%+106.0%
95827-0.7%+6.4%+7.4%+104.3%
958330.0%+6.6%+7.4%+103.8%
95825+1.3%+6.9%+7.3%+102.6%
95817-2.2%+5.1%+7.3%+101.4%
95822-0.2%+6.5%+7.2%+101.0%
95610+0.8%+6.8%+6.9%+95.5%
95758-1.8%+6.8%+6.9%+94.8%
956210.0%+6.0%+6.9%+94.6%
95841+0.9%+5.6%+6.9%+94.5%
95843+0.7%+6.3%+6.8%+93.1%
95834+1.4%+6.6%+6.8%+92.7%
95826-0.7%+5.8%+6.7%+91.3%
95829+2.7%+7.1%+6.7%+90.5%
95670-4.3%+5.7%+6.6%+89.5%
95632+0.4%+6.1%+6.6%+89.4%
95662+0.1%+6.3%+6.5%+87.7%
95624-0.2%+6.8%+6.5%+87.5%
95650+4.2%+6.8%+6.4%+85.3%
95821+2.8%+6.3%+6.3%+84.7%
96150-0.6%+6.8%+6.3%+84.6%
96140-9.3%+5.4%+6.3%+83.5%
95831+1.3%+6.5%+6.2%+82.1%
95757-0.8%+6.6%+6.1%+80.8%
95746+3.2%+7.4%+6.1%+80.5%
95695-0.2%+5.8%+6.0%+79.4%
95691+0.2%+5.9%+6.0%+78.6%
95693+1.9%+6.0%+5.9%+78.1%
95608+1.8%+6.2%+5.9%+77.8%
95663+8.3%+6.4%+5.9%+77.2%
95628+1.6%+6.0%+5.9%+76.7%
95678-1.5%+5.9%+5.8%+76.4%
95648+1.4%+6.2%+5.8%+75.7%
95742+1.8%+6.2%+5.8%+75.7%
95603+2.2%+6.0%+5.8%+75.5%
95864+1.8%+6.1%+5.8%+75.1%
95630+1.6%+6.3%+5.8%+75.0%
95658+4.2%+6.4%+5.8%+75.0%
95661+1.3%+6.0%+5.7%+74.1%
95614-2.2%+5.8%+5.7%+73.3%
95672+1.7%+5.7%+5.6%+72.5%
95835-2.1%+5.3%+5.6%+72.2%
95677+0.2%+5.7%+5.5%+71.1%
95765+1.0%+5.9%+5.4%+69.8%
95762+0.1%+6.2%+5.4%+68.8%
95776-1.1%+5.5%+5.4%+68.8%
95747+0.7%+5.9%+5.4%+68.7%
95682+3.1%+5.6%+5.3%+67.9%
95619-5.9%+4.7%+5.3%+67.5%
95602-0.3%+5.0%+5.3%+67.0%
95816+1.7%+4.3%+5.2%+65.4%
95818-0.5%+4.5%+5.2%+65.2%
95819+1.9%+4.7%+5.1%+65.1%
95684+0.1%+4.7%+5.1%+64.6%
95667-0.4%+5.1%+5.0%+63.2%
95713-2.2%+4.7%+5.0%+62.5%
95631+1.4%+5.2%+4.9%+62.1%
95633-1.3%+4.2%+4.9%+61.1%
95694-6.2%+3.8%+4.8%+60.0%
95726+0.2%+4.6%+4.8%+59.7%
95703+14.9%+4.0%+4.8%+59.6%
95722+1.2%+5.0%+4.8%+59.4%
95623-1.7%+4.4%+4.7%+58.3%
95709-2.4%+4.2%+4.6%+56.9%
95811-3.7%+2.5%+4.5%+54.8%
95618-3.7%+4.7%+4.2%+51.3%
95616-2.5%+3.9%+3.8%+45.8%

What a home report shows

Enter an address and you get a score out of 10 for how the home ranks on appreciation potential against comparable homes in its market, with the nearby sales behind it. Here is one saved report.

Example report · saved October 14, 2026

165 N Canal St, Apt 1205, Chicago, IL 60606

Appreciation score

4.1 / 10

Around the median

Where it ranks

Ranks above about 41% of comparable homes in Chicago, IL for appreciation potential.

Price against nearby sales

Priced below most nearby sales, at $300 per square foot across 6 comparable sales.

Read the full example report

Year by year

Annual house price index for Sacramento-Roseville-Folsom, CA and California, 2005 = 100 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
2005100.0—100.0
2006102.6+2.6%110.2
200792.6-9.7%104.3
200874.1-19.9%83.4
200965.1-12.2%72.2
201060.4-7.2%70.0
201155.3-8.3%66.4
201255.8+0.8%66.5
201365.4+17.2%74.7
201473.6+12.6%83.6
201578.5+6.7%89.5
201684.7+7.8%95.9
201792.2+8.8%102.1
201898.3+6.7%108.8
2019101.9+3.7%112.3
2020107.2+5.2%117.1
2021125.1+16.7%133.5
2022141.0+12.7%153.8
2023138.9-1.5%155.3
2024144.3+3.9%162.4
2025146.1+1.3%165.5

The 28 measured metros in California

Measured metros in California ranked by 5-year home-price appreciation through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
#
1El Centro, CA+7.7%+9.9%+7.8%
2Santa Maria-Santa Barbara, CA+2.9%+9.2%+6.5%
3San Diego-Chula Vista-Carlsbad, CA+1.9%+9.1%+7.3%
4Anaheim-Santa Ana-Irvine, CA (metropolitan division)+4.5%+9.0%+6.6%
5Riverside-San Bernardino-Ontario, CA+2.1%+9.0%+7.5%
6Visalia, CA+4.3%+9.0%+7.3%
7Bakersfield-Delano, CA+3.5%+8.8%+6.6%
8Hanford-Corcoran, CA+5.2%+8.6%+7.2%
9Fresno, CA+3.1%+8.4%+7.2%
10San Luis Obispo-Paso Robles, CA+3.1%+8.0%+6.3%
11Merced, CA+1.5%+7.9%+7.5%
12Los Angeles-Long Beach-Glendale, CA (metropolitan division)+2.8%+7.5%+6.6%
13Oxnard-Thousand Oaks-Ventura, CA+3.0%+7.5%+5.9%
14Modesto, CA+1.5%+7.1%+7.1%
15Stockton-Lodi, CA+0.6%+6.9%+6.9%
16Salinas, CA-0.2%+6.6%+6.4%
17Yuba City, CA+0.9%+6.5%+7.2%
18Sacramento-Roseville-Folsom, CA+1.3%+6.4%+6.4%
19San Jose-Sunnyvale-Santa Clara, CA+0.7%+6.1%+5.1%
20Redding, CA+0.8%+5.7%+5.4%
21Santa Cruz-Watsonville, CA+0.5%+5.4%+4.9%
22Vallejo, CA0.0%+5.3%+5.9%
23Napa, CA+1.0%+5.2%+5.2%
24Oakland-Fremont-Berkeley, CA (metropolitan division)-0.1%+4.7%+5.2%
25Chico, CA+2.1%+4.6%+6.0%
26Santa Rosa-Petaluma, CA+0.8%+4.6%+4.9%
27San Rafael, CA (metropolitan division)+0.8%+4.5%+3.6%
28San Francisco-San Mateo-Redwood City, CA (metropolitan division)+0.8%+3.5%+3.7%

Source & method: Metro figures: FHFA quarterly all-transactions index for metropolitan statistical areas and metropolitan divisions, annualized as the mean of the four quarterly (NSA) values. State figures: FHFA quarterly all-transactions index, annualized as the mean of the four quarterly (NSA) values. The chart uses quarterly readings, with each series set to 100 in the first quarter of 2005. ZIP figures: FHFA annual five-digit ZIP index (developmental), ZIPs with sufficient transaction history. Missing years are reported as missing by FHFA and are not estimated. Each ZIP is placed in the metro that holds the county with most of its housing units. “5-yr /yr” and “10-yr /yr” are compound annual growth over the window ending 2025; all figures are nominal. Data published by the FHFA House Price Index; this edition compiled 2026-10-17. Educational data, not investment advice.

See the California row in the state rankings, the county rankings, and, for why one metro number hides so much, why two homes in the same ZIP code appreciate differently.

How does your home compare?

See how your home ranks against nearby homes. Your first analysis is free.

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Measured FHFA data · chart through 2026 Q2