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Home appreciation in Chico, CA

Over the five years ending 2025, home prices in Chico, CA grew an average of 4.6% a year.

Price growth at a glance

1-year

+2.1%

2025 over 2024. California: +1.9%.

5-year, per year

+4.6%

Average annual growth, 2020 to 2025. California: +7.2%.

10-year, per year

+6.0%

+78.9% in total since 2015. California: +6.3%.

How does your home compare?

Chico, CA home prices rose 78.9% over the ten years to 2025, while its ZIP codes ranged from +44.9% to +110.1%. Look up your home to see where it ranks among the homes around it.

Your first analysis is free.

A model-generated estimate and analytical context, not investment advice. Investing? Score any property free

How Chico, CA compares with California

California averaged +7.2% a year, putting Chico, CA behind the state overall. For five-year price growth, Chico, CA ranks 399th out of 409 metros nationwide and 25th out of 28 in California.

Index, 2005 = 100

Chico, CA and California, quarterly house price index rebased to 100 in 2005.
YearChico, CACalifornia
2005 Q1100100
2005 Q2106106
2005 Q3112111
2005 Q4115116
2006 Q1117119
2006 Q2118120
2006 Q3116120
2006 Q4115119
2007 Q1115118
2007 Q2112116
2007 Q3109111
2007 Q4107107
2008 Q1104101
2008 Q29993
2008 Q39585
2008 Q49383
2009 Q19382
2009 Q29078
2009 Q38776
2009 Q48577
2010 Q18276
2010 Q28176
2010 Q38176
2010 Q47975
2011 Q17873
2011 Q27471
2011 Q37472
2011 Q47472
2012 Q17371
2012 Q27271
2012 Q37473
2012 Q47574
2013 Q17676
2013 Q27979
2013 Q38183
2013 Q48286
2014 Q18388
2014 Q28490
2014 Q38692
2014 Q48693
2015 Q18794
2015 Q28996
2015 Q39098
2015 Q490100
2016 Q193101
2016 Q294103
2016 Q396105
2016 Q498106
2017 Q198107
2017 Q2101110
2017 Q3103112
2017 Q4103113
2018 Q1106115
2018 Q2108118
2018 Q3109119
2018 Q4112119
2019 Q1120120
2019 Q2122121
2019 Q3125122
2019 Q4124123
2020 Q1125124
2020 Q2126126
2020 Q3128127
2020 Q4131130
2021 Q1134133
2021 Q2140141
2021 Q3146149
2021 Q4149155
2022 Q1153161
2022 Q2158171
2022 Q3155170
2022 Q4152165
2023 Q1149164
2023 Q2154168
2023 Q3152170
2023 Q4154170
2024 Q1154173
2024 Q2158176
2024 Q3156177
2024 Q4156178
2025 Q1159178
2025 Q2162179
2025 Q3158179
2025 Q4159180
2026 Q1165181
2026 Q2158181

Chart through 2026 Q2. Annual growth figures through 2025.

Growth was slower over the last five years than over the full decade: +6.0% a year over ten years, +78.9% in total.

Over this history, home prices peaked in 2006, fell 36.9% to its 2012 low, and regained the 2006 level in 2019.

The strongest year was 2019 at +12.9%, and the weakest was 2008 at -11.3%.

In 2025 alone the index moved +2.1%, against +1.9% for the state.

ZIP codes in Chico, CA

Over the ten years to 2025, the 11 ZIP codes FHFA measures in this metro ranged from +44.9% in 95942 to +110.1% in 95948, while the metro as a whole rose 78.9%.

Fastest-rising ZIP codes

10-year change

  1. 95948+110.1%
  2. 95965+98.5%
  3. 95966+87.6%
  4. 95969+85.0%
  5. 95917+80.8%

Slowest-rising ZIP codes

10-year change

  1. 95942+44.9%
  2. 95928+63.5%
  3. 95926+64.8%
  4. 95938+65.4%
  5. 95973+66.0%
ZIP codes in Chico, CA ranked by 10-year home-price change through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
95948+6.3%+7.2%+7.7%+110.1%
95965+6.5%+5.3%+7.1%+98.5%
95966-2.3%+4.2%+6.5%+87.6%
95969-1.4%+3.2%+6.3%+85.0%
95917-12.8%+3.9%+6.1%+80.8%
95954+3.1%+2.7%+5.2%+66.4%
95973+1.2%+3.9%+5.2%+66.0%
95938+1.3%+3.4%+5.2%+65.4%
95926+0.3%+3.7%+5.1%+64.8%
95928-0.4%+3.9%+5.0%+63.5%
95942-2.2%+2.6%+3.8%+44.9%

What a home report shows

Enter an address and you get a score out of 10 for how the home ranks on appreciation potential against comparable homes in its market, with the nearby sales behind it. Here is one saved report.

Example report · saved October 14, 2026

165 N Canal St, Apt 1205, Chicago, IL 60606

Appreciation score

4.1 / 10

Around the median

Where it ranks

Ranks above about 41% of comparable homes in Chicago, IL for appreciation potential.

Price against nearby sales

Priced below most nearby sales, at $300 per square foot across 6 comparable sales.

Read the full example report

Year by year

Annual house price index for Chico, CA and California, 2005 = 100 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
2005100.0—100.0
2006107.5+7.5%110.2
2007102.0-5.1%104.3
200890.4-11.3%83.4
200981.8-9.6%72.2
201074.7-8.7%70.0
201169.2-7.3%66.4
201267.8-2.0%66.5
201373.5+8.3%74.7
201478.5+6.9%83.6
201582.2+4.7%89.5
201687.6+6.5%95.9
201793.6+6.9%102.1
2018100.5+7.4%108.8
2019113.5+12.9%112.3
2020117.6+3.7%117.1
2021131.2+11.5%133.5
2022142.6+8.7%153.8
2023140.3-1.6%155.3
2024144.2+2.7%162.4
2025147.1+2.1%165.5

The 28 measured metros in California

Measured metros in California ranked by 5-year home-price appreciation through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
#
1El Centro, CA+7.7%+9.9%+7.8%
2Santa Maria-Santa Barbara, CA+2.9%+9.2%+6.5%
3San Diego-Chula Vista-Carlsbad, CA+1.9%+9.1%+7.3%
4Anaheim-Santa Ana-Irvine, CA (metropolitan division)+4.5%+9.0%+6.6%
5Riverside-San Bernardino-Ontario, CA+2.1%+9.0%+7.5%
6Visalia, CA+4.3%+9.0%+7.3%
7Bakersfield-Delano, CA+3.5%+8.8%+6.6%
8Hanford-Corcoran, CA+5.2%+8.6%+7.2%
9Fresno, CA+3.1%+8.4%+7.2%
10San Luis Obispo-Paso Robles, CA+3.1%+8.0%+6.3%
11Merced, CA+1.5%+7.9%+7.5%
12Los Angeles-Long Beach-Glendale, CA (metropolitan division)+2.8%+7.5%+6.6%
13Oxnard-Thousand Oaks-Ventura, CA+3.0%+7.5%+5.9%
14Modesto, CA+1.5%+7.1%+7.1%
15Stockton-Lodi, CA+0.6%+6.9%+6.9%
16Salinas, CA-0.2%+6.6%+6.4%
17Yuba City, CA+0.9%+6.5%+7.2%
18Sacramento-Roseville-Folsom, CA+1.3%+6.4%+6.4%
19San Jose-Sunnyvale-Santa Clara, CA+0.7%+6.1%+5.1%
20Redding, CA+0.8%+5.7%+5.4%
21Santa Cruz-Watsonville, CA+0.5%+5.4%+4.9%
22Vallejo, CA0.0%+5.3%+5.9%
23Napa, CA+1.0%+5.2%+5.2%
24Oakland-Fremont-Berkeley, CA (metropolitan division)-0.1%+4.7%+5.2%
25Chico, CA+2.1%+4.6%+6.0%
26Santa Rosa-Petaluma, CA+0.8%+4.6%+4.9%
27San Rafael, CA (metropolitan division)+0.8%+4.5%+3.6%
28San Francisco-San Mateo-Redwood City, CA (metropolitan division)+0.8%+3.5%+3.7%

Source & method: Metro figures: FHFA quarterly all-transactions index for metropolitan statistical areas and metropolitan divisions, annualized as the mean of the four quarterly (NSA) values. State figures: FHFA quarterly all-transactions index, annualized as the mean of the four quarterly (NSA) values. The chart uses quarterly readings, with each series set to 100 in the first quarter of 2005. ZIP figures: FHFA annual five-digit ZIP index (developmental), ZIPs with sufficient transaction history. Missing years are reported as missing by FHFA and are not estimated. Each ZIP is placed in the metro that holds the county with most of its housing units. “5-yr /yr” and “10-yr /yr” are compound annual growth over the window ending 2025; all figures are nominal. Data published by the FHFA House Price Index; this edition compiled 2026-10-17. Educational data, not investment advice.

See the California row in the state rankings, the county rankings, and, for why one metro number hides so much, why two homes in the same ZIP code appreciate differently.

How does your home compare?

See how your home ranks against nearby homes. Your first analysis is free.

Look up your home

Investing? Score any property free

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Measured FHFA data · chart through 2026 Q2