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Home appreciation in El Centro, CA

Over the five years ending 2025, home prices in El Centro, CA grew an average of 9.9% a year.

Price growth at a glance

1-year

+7.7%

2025 over 2024. California: +1.9%.

5-year, per year

+9.9%

Average annual growth, 2020 to 2025. California: +7.2%.

10-year, per year

+7.8%

+111.9% in total since 2015. California: +6.3%.

How does your home compare?

El Centro, CA home prices rose 111.9% over the ten years to 2025, while its ZIP codes ranged from +102.3% to +125.4%. Look up your home to see where it ranks among the homes around it.

Your first analysis is free.

A model-generated estimate and analytical context, not investment advice. Investing? Score any property free

How El Centro, CA compares with California

California averaged +7.2% a year, so El Centro, CA grew faster than the state overall. For five-year price growth, El Centro, CA ranks 118th out of 409 metros nationwide and 1st out of 28 in California.

Index, 2005 = 100

El Centro, CA and California, quarterly house price index rebased to 100 in 2005.
YearEl Centro, CACalifornia
2005 Q1100100
2005 Q2107106
2005 Q3113111
2005 Q4117116
2006 Q1123119
2006 Q2123120
2006 Q3125120
2006 Q4126119
2007 Q1127118
2007 Q2120116
2007 Q3119111
2007 Q4114107
2008 Q1107101
2008 Q29393
2008 Q38485
2008 Q47283
2009 Q17282
2009 Q27078
2009 Q36776
2009 Q46577
2010 Q16376
2010 Q26276
2010 Q36476
2010 Q46575
2011 Q16573
2011 Q26371
2011 Q36272
2011 Q46372
2012 Q16371
2012 Q26271
2012 Q36473
2012 Q46574
2013 Q16676
2013 Q26879
2013 Q37183
2013 Q47486
2014 Q17588
2014 Q27890
2014 Q38192
2014 Q48493
2015 Q18394
2015 Q28696
2015 Q38798
2015 Q489100
2016 Q190101
2016 Q291103
2016 Q393105
2016 Q496106
2017 Q196107
2017 Q2100110
2017 Q399112
2017 Q4100113
2018 Q1102115
2018 Q2103118
2018 Q3104119
2018 Q4106119
2019 Q1107120
2019 Q2107121
2019 Q3109122
2019 Q4109123
2020 Q1112124
2020 Q2113126
2020 Q3114127
2020 Q4117130
2021 Q1122133
2021 Q2127141
2021 Q3133149
2021 Q4139155
2022 Q1143161
2022 Q2147171
2022 Q3153170
2022 Q4149165
2023 Q1155164
2023 Q2155168
2023 Q3160170
2023 Q4159170
2024 Q1163173
2024 Q2171176
2024 Q3175177
2024 Q4170178
2025 Q1178178
2025 Q2180179
2025 Q3186179
2025 Q4187180
2026 Q1184181
2026 Q2187181

Chart through 2026 Q2. Annual growth figures through 2025.

Growth was stronger over the last five years than over the full decade: +7.8% a year over ten years, +111.9% in total.

Over this history, home prices peaked in 2006, fell 49.2% to its 2010 low, and regained the 2006 level in 2021.

The strongest year was 2021 at +14.4%, and the weakest was 2008 at -26.0%.

In 2025 alone the index moved +7.7%, against +1.9% for the state.

ZIP codes in El Centro, CA

Over the ten years to 2025, the 6 ZIP codes FHFA measures in this metro ranged from +102.3% in 92251 to +125.4% in 92250, while the metro as a whole rose 111.9%.

ZIP codes in El Centro, CA ranked by 10-year home-price change through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
92250+17.3%+10.5%+8.5%+125.4%
92243+9.4%+10.4%+8.0%+115.8%
92249+1.9%+9.7%+7.5%+107.0%
92227+4.9%+9.5%+7.5%+105.9%
92231+4.3%+9.3%+7.3%+102.5%
92251+6.8%+9.3%+7.3%+102.3%

What a home report shows

Enter an address and you get a score out of 10 for how the home ranks on appreciation potential against comparable homes in its market, with the nearby sales behind it. Here is one saved report.

Example report · saved October 14, 2026

165 N Canal St, Apt 1205, Chicago, IL 60606

Appreciation score

4.1 / 10

Around the median

Where it ranks

Ranks above about 41% of comparable homes in Chicago, IL for appreciation potential.

Price against nearby sales

Priced below most nearby sales, at $300 per square foot across 6 comparable sales.

Read the full example report

Year by year

Annual house price index for El Centro, CA and California, 2005 = 100 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
2005100.0—100.0
2006113.9+13.9%110.2
2007110.0-3.4%104.3
200881.4-26.0%83.4
200962.8-22.9%72.2
201057.8-7.9%70.0
201158.0+0.3%66.4
201258.1+0.1%66.5
201364.0+10.1%74.7
201472.7+13.7%83.6
201579.0+8.7%89.5
201685.0+7.6%95.9
201790.5+6.4%102.1
201895.0+5.0%108.8
201998.8+3.9%112.3
2020104.4+5.7%117.1
2021119.5+14.4%133.5
2022135.6+13.5%153.8
2023144.1+6.3%155.3
2024155.5+7.9%162.4
2025167.4+7.7%165.5

The 28 measured metros in California

Measured metros in California ranked by 5-year home-price appreciation through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
#
1El Centro, CA+7.7%+9.9%+7.8%
2Santa Maria-Santa Barbara, CA+2.9%+9.2%+6.5%
3San Diego-Chula Vista-Carlsbad, CA+1.9%+9.1%+7.3%
4Anaheim-Santa Ana-Irvine, CA (metropolitan division)+4.5%+9.0%+6.6%
5Riverside-San Bernardino-Ontario, CA+2.1%+9.0%+7.5%
6Visalia, CA+4.3%+9.0%+7.3%
7Bakersfield-Delano, CA+3.5%+8.8%+6.6%
8Hanford-Corcoran, CA+5.2%+8.6%+7.2%
9Fresno, CA+3.1%+8.4%+7.2%
10San Luis Obispo-Paso Robles, CA+3.1%+8.0%+6.3%
11Merced, CA+1.5%+7.9%+7.5%
12Los Angeles-Long Beach-Glendale, CA (metropolitan division)+2.8%+7.5%+6.6%
13Oxnard-Thousand Oaks-Ventura, CA+3.0%+7.5%+5.9%
14Modesto, CA+1.5%+7.1%+7.1%
15Stockton-Lodi, CA+0.6%+6.9%+6.9%
16Salinas, CA-0.2%+6.6%+6.4%
17Yuba City, CA+0.9%+6.5%+7.2%
18Sacramento-Roseville-Folsom, CA+1.3%+6.4%+6.4%
19San Jose-Sunnyvale-Santa Clara, CA+0.7%+6.1%+5.1%
20Redding, CA+0.8%+5.7%+5.4%
21Santa Cruz-Watsonville, CA+0.5%+5.4%+4.9%
22Vallejo, CA0.0%+5.3%+5.9%
23Napa, CA+1.0%+5.2%+5.2%
24Oakland-Fremont-Berkeley, CA (metropolitan division)-0.1%+4.7%+5.2%
25Chico, CA+2.1%+4.6%+6.0%
26Santa Rosa-Petaluma, CA+0.8%+4.6%+4.9%
27San Rafael, CA (metropolitan division)+0.8%+4.5%+3.6%
28San Francisco-San Mateo-Redwood City, CA (metropolitan division)+0.8%+3.5%+3.7%

Source & method: Metro figures: FHFA quarterly all-transactions index for metropolitan statistical areas and metropolitan divisions, annualized as the mean of the four quarterly (NSA) values. State figures: FHFA quarterly all-transactions index, annualized as the mean of the four quarterly (NSA) values. The chart uses quarterly readings, with each series set to 100 in the first quarter of 2005. ZIP figures: FHFA annual five-digit ZIP index (developmental), ZIPs with sufficient transaction history. Missing years are reported as missing by FHFA and are not estimated. Each ZIP is placed in the metro that holds the county with most of its housing units. “5-yr /yr” and “10-yr /yr” are compound annual growth over the window ending 2025; all figures are nominal. Data published by the FHFA House Price Index; this edition compiled 2026-10-17. Educational data, not investment advice.

See the California row in the state rankings, the county rankings, and, for why one metro number hides so much, why two homes in the same ZIP code appreciate differently.

How does your home compare?

See how your home ranks against nearby homes. Your first analysis is free.

Look up your home

Investing? Score any property free

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Measured FHFA data · chart through 2026 Q2