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Home appreciation in Punta Gorda, FL

Over the five years ending 2025, home prices in Punta Gorda, FL grew an average of 8.3% a year.

Price growth at a glance

1-year

-6.8%

2025 over 2024. Florida: +0.7%.

5-year, per year

+8.3%

Average annual growth, 2020 to 2025. Florida: +10.3%.

10-year, per year

+7.8%

+111.3% in total since 2015. Florida: +8.9%.

How does your home compare?

Punta Gorda, FL home prices rose 111.3% over the ten years to 2025, while its ZIP codes ranged from +75.3% to +128.6%. Look up your home to see where it ranks among the homes around it.

Your first analysis is free.

A model-generated estimate and analytical context, not investment advice. Investing? Score any property free

How Punta Gorda, FL compares with Florida

Florida averaged +10.3% a year, putting Punta Gorda, FL behind the state overall. For five-year price growth, Punta Gorda, FL ranks 279th out of 409 metros nationwide and 24th out of 25 in Florida.

Index, 2005 = 100

Punta Gorda, FL and Florida, quarterly house price index rebased to 100 in 2005.
YearPunta Gorda, FLFlorida
2005 Q1100100
2005 Q2108107
2005 Q3115115
2005 Q4120121
2006 Q1123126
2006 Q2123128
2006 Q3121129
2006 Q4119130
2007 Q1115130
2007 Q2110128
2007 Q3104123
2007 Q498120
2008 Q193115
2008 Q286107
2008 Q37999
2008 Q47194
2009 Q17595
2009 Q27290
2009 Q36785
2009 Q46883
2010 Q16881
2010 Q26679
2010 Q36580
2010 Q46579
2011 Q16275
2011 Q25973
2011 Q36073
2011 Q46174
2012 Q16073
2012 Q26072
2012 Q36174
2012 Q46375
2013 Q16476
2013 Q26678
2013 Q36880
2013 Q47082
2014 Q16883
2014 Q27186
2014 Q37388
2014 Q47389
2015 Q17791
2015 Q27893
2015 Q38196
2015 Q48398
2016 Q18599
2016 Q289102
2016 Q390105
2016 Q491106
2017 Q195108
2017 Q296111
2017 Q397113
2017 Q499115
2018 Q1100117
2018 Q2102120
2018 Q3104122
2018 Q4105123
2019 Q1107125
2019 Q2108126
2019 Q3109128
2019 Q4110130
2020 Q1110132
2020 Q2112134
2020 Q3115136
2020 Q4117140
2021 Q1123144
2021 Q2132154
2021 Q3144165
2021 Q4155174
2022 Q1165184
2022 Q2179199
2022 Q3186206
2022 Q4184205
2023 Q1184206
2023 Q2185210
2023 Q3187215
2023 Q4179214
2024 Q1182217
2024 Q2181219
2024 Q3177220
2024 Q4185222
2025 Q1178220
2025 Q2167221
2025 Q3164221
2025 Q4166223
2026 Q1166224
2026 Q2167224

Chart through 2026 Q2. Annual growth figures through 2025.

Five-year and ten-year growth rates were similar, at +7.8% a year over ten years and +111.3% in total, suggesting a similar pattern over both periods.

Over this history, home prices peaked in 2006, fell 50.1% to its 2011 low, and regained the 2006 level in 2021.

The strongest year was 2022 at +29.1%, and the weakest was 2008 at -23.0%.

In 2025 alone the index moved -6.8%, against +0.7% for the state.

ZIP codes in Punta Gorda, FL

Over the ten years to 2025, the 11 ZIP codes FHFA measures in this metro ranged from +75.3% in 33950 to +128.6% in 33982, while the metro as a whole rose 111.3%.

Fastest-rising ZIP codes

10-year change

  1. 33982+128.6%
  2. 33955+120.5%
  3. 33954+118.5%
  4. 33952+116.8%
  5. 34224+113.6%

Slowest-rising ZIP codes

10-year change

  1. 33950+75.3%
  2. 33981+92.3%
  3. 33953+94.3%
  4. 33983+96.3%
  5. 33948+102.9%
ZIP codes in Punta Gorda, FL ranked by 10-year home-price change through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
33982-0.4%+10.5%+8.6%+128.6%
33955-6.1%+8.0%+8.2%+120.5%
33954+0.4%+9.0%+8.1%+118.5%
33952-9.3%+7.2%+8.0%+116.8%
34224-6.3%+8.2%+7.9%+113.6%
33980-6.8%+7.3%+7.6%+108.3%
33948-9.7%+7.3%+7.3%+102.9%
33983-17.5%+7.9%+7.0%+96.3%
33953-9.4%+6.6%+6.9%+94.3%
33981+8.1%+8.1%+6.8%+92.3%
33950-11.8%+6.3%+5.8%+75.3%

What a home report shows

Enter an address and you get a score out of 10 for how the home ranks on appreciation potential against comparable homes in its market, with the nearby sales behind it. Here is one saved report.

Example report · saved October 14, 2026

165 N Canal St, Apt 1205, Chicago, IL 60606

Appreciation score

4.1 / 10

Around the median

Where it ranks

Ranks above about 41% of comparable homes in Chicago, IL for appreciation potential.

Price against nearby sales

Priced below most nearby sales, at $300 per square foot across 6 comparable sales.

Read the full example report

Year by year

Annual house price index for Punta Gorda, FL and Florida, 2005 = 100 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
2005100.0—100.0
2006109.6+9.6%115.9
200796.5-12.0%112.9
200874.3-23.0%93.6
200963.6-14.3%79.7
201059.5-6.4%72.0
201154.7-8.1%66.5
201255.1+0.7%66.1
201360.3+9.4%71.4
201464.5+7.0%78.0
201572.1+11.7%85.2
201680.2+11.2%93.0
201787.3+8.8%100.9
201892.7+6.2%108.6
201997.9+5.6%114.8
2020102.4+4.6%122.0
2021124.9+21.9%143.5
2022161.2+29.1%179.1
2023165.7+2.8%190.7
2024163.5-1.3%198.1
2025152.4-6.8%199.4

The 25 measured metros in Florida

Measured metros in Florida ranked by 5-year home-price appreciation through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
#
1Miami-Miami Beach-Kendall, FL (metropolitan division)+3.4%+12.8%+9.8%
2West Palm Beach-Boca Raton-Delray Beach, FL (metropolitan division)+2.4%+11.7%+9.4%
3Sebring, FL+2.5%+11.5%+9.8%
4Homosassa Springs, FL+2.3%+11.4%+10.3%
5Naples-Marco Island, FL-1.2%+11.3%+8.4%
6Tampa, FL (metropolitan division)+1.3%+11.0%+9.8%
7Fort Lauderdale-Pompano Beach-Sunrise, FL (metropolitan division)+1.1%+10.7%+8.7%
8Ocala, FL+2.2%+10.7%+9.1%
9Port St. Lucie, FL+0.2%+10.7%+9.6%
10St. Petersburg-Clearwater-Largo, FL (metropolitan division)-0.6%+10.7%+9.8%
11Sebastian-Vero Beach-West Vero Corridor, FL-1.1%+10.0%+9.3%
12Lakeland-Winter Haven, FL-1.0%+9.9%+9.3%
13Orlando-Kissimmee-Sanford, FL+1.7%+9.9%+8.8%
14Jacksonville, FL+1.9%+9.7%+8.4%
15North Port-Bradenton-Sarasota, FL-2.7%+9.7%+8.3%
16Gainesville, FL+1.4%+9.6%+8.0%
17Deltona-Daytona Beach-Ormond Beach, FL-0.2%+9.4%+9.0%
18Palm Bay-Melbourne-Titusville, FL+0.2%+9.4%+9.2%
19Pensacola-Ferry Pass-Brent, FL+1.0%+9.4%+8.4%
20Panama City-Panama City Beach, FL+3.6%+8.9%+8.0%
21Cape Coral-Fort Myers, FL-5.2%+8.8%+7.5%
22Crestview-Fort Walton Beach-Destin, FL+0.7%+8.8%+7.8%
23Tallahassee, FL+1.9%+8.6%+7.0%
24Punta Gorda, FL-6.8%+8.3%+7.8%
25Wildwood-The Villages, FL-0.6%+7.6%+5.9%

Source & method: Metro figures: FHFA quarterly all-transactions index for metropolitan statistical areas and metropolitan divisions, annualized as the mean of the four quarterly (NSA) values. State figures: FHFA quarterly all-transactions index, annualized as the mean of the four quarterly (NSA) values. The chart uses quarterly readings, with each series set to 100 in the first quarter of 2005. ZIP figures: FHFA annual five-digit ZIP index (developmental), ZIPs with sufficient transaction history. Missing years are reported as missing by FHFA and are not estimated. Each ZIP is placed in the metro that holds the county with most of its housing units. “5-yr /yr” and “10-yr /yr” are compound annual growth over the window ending 2025; all figures are nominal. Data published by the FHFA House Price Index; this edition compiled 2026-10-17. Educational data, not investment advice.

See the Florida row in the state rankings, the county rankings, and, for why one metro number hides so much, why two homes in the same ZIP code appreciate differently.

How does your home compare?

See how your home ranks against nearby homes. Your first analysis is free.

Look up your home

Investing? Score any property free

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Measured FHFA data · chart through 2026 Q2