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Home appreciation in Pensacola, FL

Over the five years ending 2025, home prices in Pensacola, FL grew an average of 9.4% a year.

Price growth at a glance

1-year

+1.0%

2025 over 2024. Florida: +0.7%.

5-year, per year

+9.4%

Average annual growth, 2020 to 2025. Florida: +10.3%.

10-year, per year

+8.4%

+123.3% in total since 2015. Florida: +8.9%.

How does your home compare?

Pensacola, FL home prices rose 123.3% over the ten years to 2025, while its ZIP codes ranged from +95.9% to +165.6%. Look up your home to see where it ranks among the homes around it.

Your first analysis is free.

A model-generated estimate and analytical context, not investment advice. Investing? Score any property free

How Pensacola, FL compares with Florida

Florida averaged +10.3% a year, putting Pensacola, FL behind the state overall. For five-year price growth, Pensacola, FL ranks 173rd out of 409 metros nationwide and 19th out of 25 in Florida.

Index, 2005 = 100

Pensacola-Ferry Pass-Brent, FL and Florida, quarterly house price index rebased to 100 in 2005.
YearPensacola-Ferry Pass-Brent, FLFlorida
2005 Q1100100
2005 Q2108107
2005 Q3115115
2005 Q4119121
2006 Q1121126
2006 Q2121128
2006 Q3120129
2006 Q4121130
2007 Q1120130
2007 Q2117128
2007 Q3115123
2007 Q4112120
2008 Q1113115
2008 Q2107107
2008 Q310399
2008 Q49994
2009 Q110295
2009 Q29890
2009 Q39885
2009 Q49783
2010 Q19481
2010 Q29279
2010 Q39280
2010 Q49179
2011 Q18875
2011 Q28673
2011 Q38773
2011 Q48774
2012 Q18573
2012 Q28572
2012 Q38574
2012 Q48775
2013 Q18676
2013 Q28778
2013 Q38980
2013 Q48882
2014 Q18983
2014 Q29186
2014 Q39188
2014 Q49489
2015 Q19391
2015 Q29793
2015 Q39796
2015 Q49898
2016 Q19899
2016 Q2101102
2016 Q3104105
2016 Q4105106
2017 Q1106108
2017 Q2110111
2017 Q3111113
2017 Q4113115
2018 Q1114117
2018 Q2119120
2018 Q3121122
2018 Q4122123
2019 Q1123125
2019 Q2127126
2019 Q3129128
2019 Q4131130
2020 Q1134132
2020 Q2134134
2020 Q3138136
2020 Q4143140
2021 Q1148144
2021 Q2157154
2021 Q3169165
2021 Q4177174
2022 Q1186184
2022 Q2198199
2022 Q3201206
2022 Q4201205
2023 Q1201206
2023 Q2205210
2023 Q3208215
2023 Q4205214
2024 Q1208217
2024 Q2215219
2024 Q3213220
2024 Q4215222
2025 Q1207220
2025 Q2222221
2025 Q3214221
2025 Q4217223
2026 Q1223224
2026 Q2224224

Chart through 2026 Q2. Annual growth figures through 2025.

Five-year and ten-year growth rates were similar, at +8.4% a year over ten years and +123.3% in total, suggesting a similar pattern over both periods.

Over this history, home prices peaked in 2006, fell 29.0% to its 2012 low, and regained the 2006 level in 2019.

The strongest year was 2022 at +20.7%, and the weakest was 2008 at -9.2%.

In 2025 alone the index moved +1.0%, against +0.7% for the state.

ZIP codes in Pensacola, FL

Over the ten years to 2025, the 19 ZIP codes FHFA measures in this metro ranged from +95.9% in 32533 to +165.6% in 32505, while the metro as a whole rose 123.3%.

Fastest-rising ZIP codes

10-year change

  1. 32505+165.6%
  2. 32507+142.3%
  3. 32501+141.6%
  4. 32506+135.9%
  5. 32577+133.8%

Slowest-rising ZIP codes

10-year change

  1. 32533+95.9%
  2. 32504+105.3%
  3. 32583+105.5%
  4. 32565+105.7%
  5. 32566+110.0%
ZIP codes in Pensacola-Ferry Pass-Brent, FL ranked by 10-year home-price change through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
32505-7.4%+9.7%+10.3%+165.6%
32507-4.6%+9.6%+9.3%+142.3%
32501+8.3%+9.6%+9.2%+141.6%
32506+7.2%+11.0%+9.0%+135.9%
32577+9.4%+11.1%+8.9%+133.8%
32561+2.2%+9.8%+8.5%+125.8%
32502-2.3%+7.9%+8.5%+125.5%
32503+4.0%+9.2%+8.3%+121.8%
32570-0.2%+9.5%+8.1%+118.6%
32526+0.6%+8.7%+8.1%+118.5%
32514-5.8%+7.8%+8.1%+117.8%
32534+2.5%+9.2%+8.0%+115.9%
32563+2.1%+9.2%+8.0%+115.6%
32571+0.7%+8.1%+7.7%+110.2%
32566-1.1%+8.5%+7.7%+110.0%
32565+6.6%+10.6%+7.5%+105.7%
32583-3.0%+8.7%+7.5%+105.5%
32504-3.3%+8.1%+7.5%+105.3%
32533+1.1%+8.7%+7.0%+95.9%

What a home report shows

Enter an address and you get a score out of 10 for how the home ranks on appreciation potential against comparable homes in its market, with the nearby sales behind it. Here is one saved report.

Example report · saved October 14, 2026

165 N Canal St, Apt 1205, Chicago, IL 60606

Appreciation score

4.1 / 10

Around the median

Where it ranks

Ranks above about 41% of comparable homes in Chicago, IL for appreciation potential.

Price against nearby sales

Priced below most nearby sales, at $300 per square foot across 6 comparable sales.

Read the full example report

Year by year

Annual house price index for Pensacola-Ferry Pass-Brent, FL and Florida, 2005 = 100 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
2005100.0—100.0
2006109.1+9.1%115.9
2007105.1-3.7%112.9
200895.4-9.2%93.6
200989.2-6.5%79.7
201083.5-6.3%72.0
201178.8-5.7%66.5
201277.4-1.7%66.1
201379.3+2.5%71.4
201482.4+3.9%78.0
201587.1+5.7%85.2
201692.1+5.8%93.0
201799.5+8.0%100.9
2018107.5+8.0%108.6
2019115.3+7.3%114.8
2020124.0+7.6%122.0
2021147.2+18.6%143.5
2022177.5+20.7%179.1
2023185.3+4.4%190.7
2024192.5+3.9%198.1
2025194.4+1.0%199.4

The 25 measured metros in Florida

Measured metros in Florida ranked by 5-year home-price appreciation through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
#
1Miami-Miami Beach-Kendall, FL (metropolitan division)+3.4%+12.8%+9.8%
2West Palm Beach-Boca Raton-Delray Beach, FL (metropolitan division)+2.4%+11.7%+9.4%
3Sebring, FL+2.5%+11.5%+9.8%
4Homosassa Springs, FL+2.3%+11.4%+10.3%
5Naples-Marco Island, FL-1.2%+11.3%+8.4%
6Tampa, FL (metropolitan division)+1.3%+11.0%+9.8%
7Fort Lauderdale-Pompano Beach-Sunrise, FL (metropolitan division)+1.1%+10.7%+8.7%
8Ocala, FL+2.2%+10.7%+9.1%
9Port St. Lucie, FL+0.2%+10.7%+9.6%
10St. Petersburg-Clearwater-Largo, FL (metropolitan division)-0.6%+10.7%+9.8%
11Sebastian-Vero Beach-West Vero Corridor, FL-1.1%+10.0%+9.3%
12Lakeland-Winter Haven, FL-1.0%+9.9%+9.3%
13Orlando-Kissimmee-Sanford, FL+1.7%+9.9%+8.8%
14Jacksonville, FL+1.9%+9.7%+8.4%
15North Port-Bradenton-Sarasota, FL-2.7%+9.7%+8.3%
16Gainesville, FL+1.4%+9.6%+8.0%
17Deltona-Daytona Beach-Ormond Beach, FL-0.2%+9.4%+9.0%
18Palm Bay-Melbourne-Titusville, FL+0.2%+9.4%+9.2%
19Pensacola-Ferry Pass-Brent, FL+1.0%+9.4%+8.4%
20Panama City-Panama City Beach, FL+3.6%+8.9%+8.0%
21Cape Coral-Fort Myers, FL-5.2%+8.8%+7.5%
22Crestview-Fort Walton Beach-Destin, FL+0.7%+8.8%+7.8%
23Tallahassee, FL+1.9%+8.6%+7.0%
24Punta Gorda, FL-6.8%+8.3%+7.8%
25Wildwood-The Villages, FL-0.6%+7.6%+5.9%

Source & method: Metro figures: FHFA quarterly all-transactions index for metropolitan statistical areas and metropolitan divisions, annualized as the mean of the four quarterly (NSA) values. State figures: FHFA quarterly all-transactions index, annualized as the mean of the four quarterly (NSA) values. The chart uses quarterly readings, with each series set to 100 in the first quarter of 2005. ZIP figures: FHFA annual five-digit ZIP index (developmental), ZIPs with sufficient transaction history. Missing years are reported as missing by FHFA and are not estimated. Each ZIP is placed in the metro that holds the county with most of its housing units. “5-yr /yr” and “10-yr /yr” are compound annual growth over the window ending 2025; all figures are nominal. Data published by the FHFA House Price Index; this edition compiled 2026-10-17. Educational data, not investment advice.

See the Florida row in the state rankings, the county rankings, and, for why one metro number hides so much, why two homes in the same ZIP code appreciate differently.

How does your home compare?

See how your home ranks against nearby homes. Your first analysis is free.

Look up your home

Investing? Score any property free

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Measured FHFA data · chart through 2026 Q2