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Home appreciation in Ocala, FL

Over the five years ending 2025, home prices in Ocala, FL grew an average of 10.7% a year.

Price growth at a glance

1-year

+2.2%

2025 over 2024. Florida: +0.7%.

5-year, per year

+10.7%

Average annual growth, 2020 to 2025. Florida: +10.3%.

10-year, per year

+9.1%

+138.8% in total since 2015. Florida: +8.9%.

How does your home compare?

Ocala, FL home prices rose 138.8% over the ten years to 2025, while its ZIP codes ranged from +114.0% to +200.6%. Look up your home to see where it ranks among the homes around it.

Your first analysis is free.

A model-generated estimate and analytical context, not investment advice. Investing? Score any property free

How Ocala, FL compares with Florida

Florida averaged +10.3% a year, so Ocala, FL grew faster than the state overall. For five-year price growth, Ocala, FL ranks 60th out of 409 metros nationwide and 8th out of 25 in Florida.

Index, 2005 = 100

Ocala, FL and Florida, quarterly house price index rebased to 100 in 2005.
YearOcala, FLFlorida
2005 Q1100100
2005 Q2108107
2005 Q3116115
2005 Q4124121
2006 Q1132126
2006 Q2136128
2006 Q3139129
2006 Q4140130
2007 Q1141130
2007 Q2141128
2007 Q3137123
2007 Q4136120
2008 Q1130115
2008 Q2124107
2008 Q311499
2008 Q410994
2009 Q110895
2009 Q210490
2009 Q39985
2009 Q49583
2010 Q19381
2010 Q28679
2010 Q38880
2010 Q48879
2011 Q18275
2011 Q27773
2011 Q37673
2011 Q47774
2012 Q17373
2012 Q27572
2012 Q37574
2012 Q47775
2013 Q17776
2013 Q27878
2013 Q37880
2013 Q47882
2014 Q18183
2014 Q28286
2014 Q38288
2014 Q48689
2015 Q18591
2015 Q28993
2015 Q38996
2015 Q49198
2016 Q19199
2016 Q293102
2016 Q396105
2016 Q497106
2017 Q1100108
2017 Q2100111
2017 Q3102113
2017 Q4106115
2018 Q1107117
2018 Q2109120
2018 Q3112122
2018 Q4113123
2019 Q1116125
2019 Q2118126
2019 Q3121128
2019 Q4122130
2020 Q1124132
2020 Q2125134
2020 Q3128136
2020 Q4131140
2021 Q1135144
2021 Q2143154
2021 Q3153165
2021 Q4166174
2022 Q1174184
2022 Q2190199
2022 Q3194206
2022 Q4202205
2023 Q1195206
2023 Q2198210
2023 Q3203215
2023 Q4204214
2024 Q1207217
2024 Q2203219
2024 Q3204220
2024 Q4212222
2025 Q1212220
2025 Q2208221
2025 Q3213221
2025 Q4211223
2026 Q1213224
2026 Q2212224

Chart through 2026 Q2. Annual growth figures through 2025.

Growth was stronger over the last five years than over the full decade: +9.1% a year over ten years, +138.8% in total.

Over this history, home prices peaked in 2007, fell 45.7% to its 2012 low, and regained the 2007 level in 2021.

The strongest year was 2022 at +27.2%, and the weakest was 2009 at -15.1%.

In 2025 alone the index moved +2.2%, against +0.7% for the state.

ZIP codes in Ocala, FL

Over the ten years to 2025, the 20 ZIP codes FHFA measures in this metro ranged from +114.0% in 34491 to +200.6% in 34488, while the metro as a whole rose 138.8%.

Fastest-rising ZIP codes

10-year change

  1. 34488+200.6%
  2. 32179+183.7%
  3. 34479+176.1%
  4. 32113+174.1%
  5. 34474+165.0%

Slowest-rising ZIP codes

10-year change

  1. 34491+114.0%
  2. 34481+124.7%
  3. 34471+125.5%
  4. 34476+126.6%
  5. 34480+129.3%
ZIP codes in Ocala, FL ranked by 10-year home-price change through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
34488+24.0%+12.6%+11.6%+200.6%
32179+1.5%+13.1%+11.0%+183.7%
34479-0.1%+12.3%+10.7%+176.1%
32113+24.2%+14.2%+10.6%+174.1%
34474-0.8%+11.6%+10.2%+165.0%
34420+3.9%+10.5%+10.2%+163.7%
34472-1.2%+10.6%+10.0%+160.2%
34431-3.3%+10.1%+10.0%+159.2%
34482-3.3%+11.0%+9.9%+156.2%
34473+5.7%+10.5%+9.8%+154.7%
34432+6.1%+12.9%+9.7%+152.0%
34470+2.5%+11.0%+9.5%+148.6%
32617+4.2%+10.5%+9.4%+145.9%
32134+5.0%+9.9%+9.1%+138.7%
34475-8.2%+7.3%+9.1%+138.0%
34480+2.8%+9.1%+8.7%+129.3%
34476-2.3%+10.1%+8.5%+126.6%
34471+0.4%+10.3%+8.5%+125.5%
34481-7.1%+9.7%+8.4%+124.7%
34491-1.9%+10.2%+7.9%+114.0%

What a home report shows

Enter an address and you get a score out of 10 for how the home ranks on appreciation potential against comparable homes in its market, with the nearby sales behind it. Here is one saved report.

Example report · saved October 14, 2026

165 N Canal St, Apt 1205, Chicago, IL 60606

Appreciation score

4.1 / 10

Around the median

Where it ranks

Ranks above about 41% of comparable homes in Chicago, IL for appreciation potential.

Price against nearby sales

Priced below most nearby sales, at $300 per square foot across 6 comparable sales.

Read the full example report

Year by year

Annual house price index for Ocala, FL and Florida, 2005 = 100 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
2005100.0—100.0
2006122.1+22.1%115.9
2007123.7+1.4%112.9
2008106.4-14.0%93.6
200990.4-15.1%79.7
201079.2-12.3%72.0
201169.8-11.9%66.5
201267.1-3.8%66.1
201369.3+3.2%71.4
201473.8+6.5%78.0
201578.8+6.8%85.2
201684.1+6.7%93.0
201791.3+8.5%100.9
201898.3+7.7%108.6
2019106.1+8.0%114.8
2020113.5+6.9%122.0
2021133.4+17.6%143.5
2022169.7+27.2%179.1
2023178.5+5.2%190.7
2024184.2+3.2%198.1
2025188.2+2.2%199.4

The 25 measured metros in Florida

Measured metros in Florida ranked by 5-year home-price appreciation through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
#
1Miami-Miami Beach-Kendall, FL (metropolitan division)+3.4%+12.8%+9.8%
2West Palm Beach-Boca Raton-Delray Beach, FL (metropolitan division)+2.4%+11.7%+9.4%
3Sebring, FL+2.5%+11.5%+9.8%
4Homosassa Springs, FL+2.3%+11.4%+10.3%
5Naples-Marco Island, FL-1.2%+11.3%+8.4%
6Tampa, FL (metropolitan division)+1.3%+11.0%+9.8%
7Fort Lauderdale-Pompano Beach-Sunrise, FL (metropolitan division)+1.1%+10.7%+8.7%
8Ocala, FL+2.2%+10.7%+9.1%
9Port St. Lucie, FL+0.2%+10.7%+9.6%
10St. Petersburg-Clearwater-Largo, FL (metropolitan division)-0.6%+10.7%+9.8%
11Sebastian-Vero Beach-West Vero Corridor, FL-1.1%+10.0%+9.3%
12Lakeland-Winter Haven, FL-1.0%+9.9%+9.3%
13Orlando-Kissimmee-Sanford, FL+1.7%+9.9%+8.8%
14Jacksonville, FL+1.9%+9.7%+8.4%
15North Port-Bradenton-Sarasota, FL-2.7%+9.7%+8.3%
16Gainesville, FL+1.4%+9.6%+8.0%
17Deltona-Daytona Beach-Ormond Beach, FL-0.2%+9.4%+9.0%
18Palm Bay-Melbourne-Titusville, FL+0.2%+9.4%+9.2%
19Pensacola-Ferry Pass-Brent, FL+1.0%+9.4%+8.4%
20Panama City-Panama City Beach, FL+3.6%+8.9%+8.0%
21Cape Coral-Fort Myers, FL-5.2%+8.8%+7.5%
22Crestview-Fort Walton Beach-Destin, FL+0.7%+8.8%+7.8%
23Tallahassee, FL+1.9%+8.6%+7.0%
24Punta Gorda, FL-6.8%+8.3%+7.8%
25Wildwood-The Villages, FL-0.6%+7.6%+5.9%

Source & method: Metro figures: FHFA quarterly all-transactions index for metropolitan statistical areas and metropolitan divisions, annualized as the mean of the four quarterly (NSA) values. State figures: FHFA quarterly all-transactions index, annualized as the mean of the four quarterly (NSA) values. The chart uses quarterly readings, with each series set to 100 in the first quarter of 2005. ZIP figures: FHFA annual five-digit ZIP index (developmental), ZIPs with sufficient transaction history. Missing years are reported as missing by FHFA and are not estimated. Each ZIP is placed in the metro that holds the county with most of its housing units. “5-yr /yr” and “10-yr /yr” are compound annual growth over the window ending 2025; all figures are nominal. Data published by the FHFA House Price Index; this edition compiled 2026-10-17. Educational data, not investment advice.

See the Florida row in the state rankings, the county rankings, and, for why one metro number hides so much, why two homes in the same ZIP code appreciate differently.

How does your home compare?

See how your home ranks against nearby homes. Your first analysis is free.

Look up your home

Investing? Score any property free

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Measured FHFA data · chart through 2026 Q2