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Home appreciation in Owensboro, KY

Over the five years ending 2025, home prices in Owensboro, KY grew an average of 7.8% a year.

Price growth at a glance

1-year

+4.3%

2025 over 2024. Kentucky: +4.9%.

5-year, per year

+7.8%

Average annual growth, 2020 to 2025. Kentucky: +8.9%.

10-year, per year

+6.1%

+80.8% in total since 2015. Kentucky: +6.6%.

How does your home compare?

Owensboro, KY home prices rose 80.8% over the ten years to 2025, while its ZIP codes ranged from +59.0% to +87.1%. Look up your home to see where it ranks among the homes around it.

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A model-generated estimate and analytical context, not investment advice. Investing? Score any property free

How Owensboro, KY compares with Kentucky

Kentucky averaged +8.9% a year, putting Owensboro, KY behind the state overall. For five-year price growth, Owensboro, KY ranks 307th out of 409 metros nationwide and 6th out of 6 in Kentucky.

Index, 2005 = 100

Owensboro, KY and Kentucky, quarterly house price index rebased to 100 in 2005.
YearOwensboro, KYKentucky
2005 Q1100100
2005 Q2101101
2005 Q3102103
2005 Q4103104
2006 Q1102105
2006 Q2102105
2006 Q3102105
2006 Q4104106
2007 Q1103107
2007 Q2105108
2007 Q3105108
2007 Q4105109
2008 Q1106109
2008 Q2106109
2008 Q3106107
2008 Q4106108
2009 Q1108109
2009 Q2106108
2009 Q3107107
2009 Q4106107
2010 Q1105106
2010 Q2106106
2010 Q3108107
2010 Q4107107
2011 Q1107105
2011 Q2107104
2011 Q3108105
2011 Q4108106
2012 Q1108105
2012 Q2109105
2012 Q3109106
2012 Q4111106
2013 Q1111106
2013 Q2112107
2013 Q3112106
2013 Q4112106
2014 Q1111106
2014 Q2114108
2014 Q3113108
2014 Q4114109
2015 Q1117110
2015 Q2117111
2015 Q3117112
2015 Q4120113
2016 Q1118113
2016 Q2122115
2016 Q3122117
2016 Q4126117
2017 Q1125118
2017 Q2123121
2017 Q3131122
2017 Q4132122
2018 Q1130124
2018 Q2134126
2018 Q3134127
2018 Q4131127
2019 Q1138129
2019 Q2137131
2019 Q3140133
2019 Q4140134
2020 Q1142135
2020 Q2146137
2020 Q3148139
2020 Q4149142
2021 Q1153145
2021 Q2158151
2021 Q3167159
2021 Q4171164
2022 Q1177168
2022 Q2183178
2022 Q3185181
2022 Q4184182
2023 Q1190184
2023 Q2195190
2023 Q3194191
2023 Q4189193
2024 Q1198195
2024 Q2202202
2024 Q3210204
2024 Q4206205
2025 Q1210208
2025 Q2208210
2025 Q3218213
2025 Q4215215
2026 Q1219217
2026 Q2235220

Chart through 2026 Q2. Annual growth figures through 2025.

Growth was stronger over the last five years than over the full decade: +6.1% a year over ten years, +80.8% in total.

Over this history, home prices never fell more than 0.4% from a prior peak.

The strongest year was 2022 at +12.3%, and the weakest was 2010 at -0.4%.

In 2025 alone the index moved +4.3%, against +4.9% for the state.

ZIP codes in Owensboro, KY

Over the ten years to 2025, the 4 ZIP codes FHFA measures in this metro ranged from +59.0% in 42366 to +87.1% in 42376, while the metro as a whole rose 80.8%.

ZIP codes in Owensboro, KY ranked by 10-year home-price change through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
42376-1.7%+9.8%+6.5%+87.1%
42303+6.9%+8.0%+6.2%+82.6%
42301+0.4%+7.2%+5.7%+74.7%
42366+13.8%+6.2%+4.7%+59.0%

What a home report shows

Enter an address and you get a score out of 10 for how the home ranks on appreciation potential against comparable homes in its market, with the nearby sales behind it. Here is one saved report.

Example report · saved October 14, 2026

165 N Canal St, Apt 1205, Chicago, IL 60606

Appreciation score

4.1 / 10

Around the median

Where it ranks

Ranks above about 41% of comparable homes in Chicago, IL for appreciation potential.

Price against nearby sales

Priced below most nearby sales, at $300 per square foot across 6 comparable sales.

Read the full example report

Year by year

Annual house price index for Owensboro, KY and Kentucky, 2005 = 100 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
2005100.0—100.0
2006101.3+1.3%103.2
2007103.1+1.7%105.7
2008104.5+1.3%106.3
2009105.5+1.0%105.5
2010105.1-0.4%104.3
2011106.1+1.0%103.0
2012107.8+1.6%103.6
2013110.2+2.2%104.2
2014111.6+1.3%105.4
2015116.1+4.1%109.2
2016120.8+4.1%113.3
2017126.2+4.4%118.5
2018130.7+3.6%123.6
2019136.8+4.6%128.9
2020144.2+5.4%135.6
2021160.1+11.0%151.6
2022179.8+12.3%173.8
2023189.2+5.3%185.8
2024201.2+6.3%197.8
2025209.9+4.3%207.5

The 6 measured metros in Kentucky

Measured metros in Kentucky ranked by 5-year home-price appreciation through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
#
1Elizabethtown, KY+3.3%+9.9%+6.8%
2Lexington-Fayette, KY+5.1%+9.7%+7.3%
3Bowling Green, KY+2.8%+8.9%+6.5%
4Louisville/Jefferson County, KY-IN+5.1%+8.2%+6.5%
5Paducah, KY-IL+4.0%+8.2%+5.3%
6Owensboro, KY+4.3%+7.8%+6.1%

Source & method: Metro figures: FHFA quarterly all-transactions index for metropolitan statistical areas and metropolitan divisions, annualized as the mean of the four quarterly (NSA) values. State figures: FHFA quarterly all-transactions index, annualized as the mean of the four quarterly (NSA) values. The chart uses quarterly readings, with each series set to 100 in the first quarter of 2005. ZIP figures: FHFA annual five-digit ZIP index (developmental), ZIPs with sufficient transaction history. Missing years are reported as missing by FHFA and are not estimated. Each ZIP is placed in the metro that holds the county with most of its housing units. “5-yr /yr” and “10-yr /yr” are compound annual growth over the window ending 2025; all figures are nominal. Data published by the FHFA House Price Index; this edition compiled 2026-10-17. Educational data, not investment advice.

See the Kentucky row in the state rankings, the county rankings, and, for why one metro number hides so much, why two homes in the same ZIP code appreciate differently.

How does your home compare?

See how your home ranks against nearby homes. Your first analysis is free.

Look up your home

Investing? Score any property free

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Measured FHFA data · chart through 2026 Q2