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Home appreciation in Lexington, KY

Over the five years ending 2025, home prices in Lexington, KY grew an average of 9.7% a year.

Price growth at a glance

1-year

+5.1%

2025 over 2024. Kentucky: +4.9%.

5-year, per year

+9.7%

Average annual growth, 2020 to 2025. Kentucky: +8.9%.

10-year, per year

+7.3%

+101.4% in total since 2015. Kentucky: +6.6%.

How does your home compare?

Lexington, KY home prices rose 101.4% over the ten years to 2025, while its ZIP codes ranged from +82.1% to +115.3%. Look up your home to see where it ranks among the homes around it.

Your first analysis is free.

A model-generated estimate and analytical context, not investment advice. Investing? Score any property free

How Lexington, KY compares with Kentucky

Kentucky averaged +8.9% a year, so Lexington, KY grew faster than the state overall. For five-year price growth, Lexington, KY ranks 142nd out of 409 metros nationwide and 2nd out of 6 in Kentucky.

Index, 2005 = 100

Lexington-Fayette, KY and Kentucky, quarterly house price index rebased to 100 in 2005.
YearLexington-Fayette, KYKentucky
2005 Q1100100
2005 Q2102101
2005 Q3104103
2005 Q4105104
2006 Q1106105
2006 Q2106105
2006 Q3107105
2006 Q4107106
2007 Q1108107
2007 Q2108108
2007 Q3108108
2007 Q4109109
2008 Q1109109
2008 Q2110109
2008 Q3108107
2008 Q4109108
2009 Q1110109
2009 Q2109108
2009 Q3107107
2009 Q4108107
2010 Q1107106
2010 Q2107106
2010 Q3107107
2010 Q4107107
2011 Q1106105
2011 Q2106104
2011 Q3105105
2011 Q4106106
2012 Q1106105
2012 Q2105105
2012 Q3107106
2012 Q4106106
2013 Q1106106
2013 Q2107107
2013 Q3106106
2013 Q4105106
2014 Q1106106
2014 Q2107108
2014 Q3109108
2014 Q4109109
2015 Q1110110
2015 Q2111111
2015 Q3111112
2015 Q4113113
2016 Q1113113
2016 Q2116115
2016 Q3117117
2016 Q4117117
2017 Q1118118
2017 Q2122121
2017 Q3124122
2017 Q4124122
2018 Q1126124
2018 Q2128126
2018 Q3130127
2018 Q4129127
2019 Q1131129
2019 Q2134131
2019 Q3135133
2019 Q4137134
2020 Q1138135
2020 Q2139137
2020 Q3142139
2020 Q4144142
2021 Q1147145
2021 Q2154151
2021 Q3162159
2021 Q4168164
2022 Q1172168
2022 Q2185178
2022 Q3188181
2022 Q4189182
2023 Q1189184
2023 Q2199190
2023 Q3204191
2023 Q4204193
2024 Q1207195
2024 Q2214202
2024 Q3214204
2024 Q4217205
2025 Q1219208
2025 Q2222210
2025 Q3226213
2025 Q4228215
2026 Q1232217
2026 Q2235220

Chart through 2026 Q2. Annual growth figures through 2025.

Growth was stronger over the last five years than over the full decade: +7.3% a year over ten years, +101.4% in total.

Over this history, home prices never fell more than 3.1% from a prior peak.

The strongest year was 2022 at +16.3%, and the weakest was 2010 at -1.2%.

In 2025 alone the index moved +5.1%, against +4.9% for the state.

ZIP codes in Lexington, KY

Over the ten years to 2025, the 20 ZIP codes FHFA measures in this metro ranged from +82.1% in 40361 to +115.3% in 40504, while the metro as a whole rose 101.4%.

Fastest-rising ZIP codes

10-year change

  1. 40504+115.3%
  2. 40511+112.4%
  3. 40508+111.7%
  4. 40517+110.7%
  5. 40379+110.1%

Slowest-rising ZIP codes

10-year change

  1. 40361+82.1%
  2. 40502+82.9%
  3. 40391+85.8%
  4. 40383+87.4%
  5. 40513+90.9%
ZIP codes in Lexington-Fayette, KY ranked by 10-year home-price change through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
40504+4.7%+10.2%+8.0%+115.3%
40511+10.9%+10.4%+7.8%+112.4%
40508-0.7%+9.2%+7.8%+111.7%
40517+5.2%+9.7%+7.7%+110.7%
40379+12.3%+11.0%+7.7%+110.1%
40505+2.6%+9.6%+7.7%+109.1%
40503+4.5%+9.1%+7.4%+103.4%
40347+16.4%+10.2%+7.0%+96.8%
40516+4.8%+10.4%+7.0%+95.9%
40515+4.0%+9.7%+6.9%+95.0%
40514+4.8%+8.8%+6.9%+94.3%
40390+4.0%+10.4%+6.8%+92.9%
40324+3.1%+9.2%+6.7%+92.0%
40356+2.9%+9.2%+6.7%+91.2%
40509+2.1%+9.0%+6.7%+90.9%
40513+7.2%+9.4%+6.7%+90.9%
40383-1.4%+8.6%+6.5%+87.4%
40391+6.5%+9.2%+6.4%+85.8%
40502+4.1%+8.1%+6.2%+82.9%
40361+6.3%+9.2%+6.2%+82.1%

What a home report shows

Enter an address and you get a score out of 10 for how the home ranks on appreciation potential against comparable homes in its market, with the nearby sales behind it. Here is one saved report.

Example report · saved October 14, 2026

165 N Canal St, Apt 1205, Chicago, IL 60606

Appreciation score

4.1 / 10

Around the median

Where it ranks

Ranks above about 41% of comparable homes in Chicago, IL for appreciation potential.

Price against nearby sales

Priced below most nearby sales, at $300 per square foot across 6 comparable sales.

Read the full example report

Year by year

Annual house price index for Lexington-Fayette, KY and Kentucky, 2005 = 100 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
2005100.0—100.0
2006103.8+3.8%103.2
2007105.6+1.8%105.7
2008106.2+0.6%106.3
2009105.5-0.7%105.5
2010104.2-1.2%104.3
2011103.0-1.2%103.0
2012103.1+0.2%103.6
2013103.6+0.4%104.2
2014104.7+1.1%105.4
2015108.2+3.4%109.2
2016112.8+4.2%113.3
2017118.9+5.5%118.5
2018125.0+5.1%123.6
2019130.5+4.3%128.9
2020137.0+5.0%135.6
2021153.7+12.2%151.6
2022178.8+16.3%173.8
2023194.1+8.6%185.8
2024207.4+6.9%197.8
2025218.0+5.1%207.5

The 6 measured metros in Kentucky

Measured metros in Kentucky ranked by 5-year home-price appreciation through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
#
1Elizabethtown, KY+3.3%+9.9%+6.8%
2Lexington-Fayette, KY+5.1%+9.7%+7.3%
3Bowling Green, KY+2.8%+8.9%+6.5%
4Louisville/Jefferson County, KY-IN+5.1%+8.2%+6.5%
5Paducah, KY-IL+4.0%+8.2%+5.3%
6Owensboro, KY+4.3%+7.8%+6.1%

Source & method: Metro figures: FHFA quarterly all-transactions index for metropolitan statistical areas and metropolitan divisions, annualized as the mean of the four quarterly (NSA) values. State figures: FHFA quarterly all-transactions index, annualized as the mean of the four quarterly (NSA) values. The chart uses quarterly readings, with each series set to 100 in the first quarter of 2005. ZIP figures: FHFA annual five-digit ZIP index (developmental), ZIPs with sufficient transaction history. Missing years are reported as missing by FHFA and are not estimated. Each ZIP is placed in the metro that holds the county with most of its housing units. “5-yr /yr” and “10-yr /yr” are compound annual growth over the window ending 2025; all figures are nominal. Data published by the FHFA House Price Index; this edition compiled 2026-10-17. Educational data, not investment advice.

See the Kentucky row in the state rankings, the county rankings, and, for why one metro number hides so much, why two homes in the same ZIP code appreciate differently.

How does your home compare?

See how your home ranks against nearby homes. Your first analysis is free.

Look up your home

Investing? Score any property free

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Measured FHFA data · chart through 2026 Q2