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Home appreciation in Rochester, MN

Over the five years ending 2025, home prices in Rochester, MN grew an average of 7.3% a year.

Price growth at a glance

1-year

+3.5%

2025 over 2024. Minnesota: +3.6%.

5-year, per year

+7.3%

Average annual growth, 2020 to 2025. Minnesota: +6.9%.

10-year, per year

+6.5%

+87.2% in total since 2015. Minnesota: +5.9%.

How does your home compare?

Rochester, MN home prices rose 87.2% over the ten years to 2025, while its ZIP codes ranged from +68.8% to +106.7%. Look up your home to see where it ranks among the homes around it.

Your first analysis is free.

A model-generated estimate and analytical context, not investment advice. Investing? Score any property free

How Rochester, MN compares with Minnesota

Minnesota averaged +6.9% a year, so Rochester, MN grew faster than the state overall. For five-year price growth, Rochester, MN ranks 334th out of 409 metros nationwide and 3rd out of 5 in Minnesota.

Index, 2005 = 100

Rochester, MN and Minnesota, quarterly house price index rebased to 100 in 2005.
YearRochester, MNMinnesota
2005 Q1100100
2005 Q2102102
2005 Q3103104
2005 Q4103105
2006 Q1103106
2006 Q2102105
2006 Q3104105
2006 Q4103106
2007 Q1104107
2007 Q2103106
2007 Q3103103
2007 Q4103103
2008 Q1105103
2008 Q2102100
2008 Q310197
2008 Q410197
2009 Q110399
2009 Q210196
2009 Q310092
2009 Q49991
2010 Q19789
2010 Q29689
2010 Q39891
2010 Q49789
2011 Q19586
2011 Q29484
2011 Q39585
2011 Q49686
2012 Q19584
2012 Q29483
2012 Q39685
2012 Q49786
2013 Q19786
2013 Q29788
2013 Q39890
2013 Q49790
2014 Q19890
2014 Q210192
2014 Q310193
2014 Q410194
2015 Q110194
2015 Q210496
2015 Q310597
2015 Q410798
2016 Q110698
2016 Q2109100
2016 Q3113102
2016 Q4112102
2017 Q1116103
2017 Q2119106
2017 Q3120108
2017 Q4120108
2018 Q1123110
2018 Q2125112
2018 Q3127114
2018 Q4127113
2019 Q1130115
2019 Q2131117
2019 Q3131118
2019 Q4133119
2020 Q1134120
2020 Q2135121
2020 Q3139124
2020 Q4141126
2021 Q1143128
2021 Q2151135
2021 Q3158141
2021 Q4161144
2022 Q1164147
2022 Q2177156
2022 Q3175155
2022 Q4172153
2023 Q1171154
2023 Q2181160
2023 Q3182161
2023 Q4180159
2024 Q1184161
2024 Q2191166
2024 Q3191167
2024 Q4188167
2025 Q1191168
2025 Q2195172
2025 Q3198173
2025 Q4195173
2026 Q1198174
2026 Q2201177

Chart through 2026 Q2. Annual growth figures through 2025.

Five-year and ten-year growth rates were similar, at +6.5% a year over ten years and +87.2% in total, suggesting a similar pattern over both periods.

Over this history, home prices peaked in 2007, fell 8.0% to its 2011 low, and regained the 2007 level in 2015.

The strongest year was 2022 at +12.0%, and the weakest was 2010 at -3.8%.

In 2025 alone the index moved +3.5%, against +3.6% for the state.

ZIP codes in Rochester, MN

Over the ten years to 2025, the 20 ZIP codes FHFA measures in this metro ranged from +68.8% in 55923 to +106.7% in 55940, while the metro as a whole rose 87.2%.

Fastest-rising ZIP codes

10-year change

  1. 55940+106.7%
  2. 55971+94.6%
  3. 55934+92.4%
  4. 55955+90.0%
  5. 55975+89.8%

Slowest-rising ZIP codes

10-year change

  1. 55923+68.8%
  2. 55902+70.1%
  3. 55949+70.3%
  4. 55985+72.7%
  5. 55920+74.1%
ZIP codes in Rochester, MN ranked by 10-year home-price change through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
55940+5.4%+9.4%+7.5%+106.7%
55971+1.2%+9.1%+6.9%+94.6%
55934+15.6%+8.5%+6.8%+92.4%
55955+5.1%+7.6%+6.6%+90.0%
55975+10.5%+8.1%+6.6%+89.8%
55904+2.0%+7.0%+6.5%+87.6%
55041-2.2%+8.9%+6.5%+87.2%
55981+9.5%+9.4%+6.4%+86.7%
55964-2.0%+7.1%+6.4%+86.4%
55927+5.7%+6.8%+6.3%+84.7%
55901+3.0%+6.6%+6.3%+83.6%
55960+2.5%+7.5%+6.2%+82.1%
55944+3.2%+6.7%+6.2%+81.9%
55906+3.2%+6.8%+6.0%+78.8%
55976+3.4%+6.4%+5.8%+75.7%
55920+2.9%+6.6%+5.7%+74.1%
55985-4.7%+4.7%+5.6%+72.7%
55949-15.9%+7.1%+5.5%+70.3%
55902+0.1%+6.1%+5.5%+70.1%
55923+1.4%+6.9%+5.4%+68.8%

What a home report shows

Enter an address and you get a score out of 10 for how the home ranks on appreciation potential against comparable homes in its market, with the nearby sales behind it. Here is one saved report.

Example report · saved October 14, 2026

165 N Canal St, Apt 1205, Chicago, IL 60606

Appreciation score

4.1 / 10

Around the median

Where it ranks

Ranks above about 41% of comparable homes in Chicago, IL for appreciation potential.

Price against nearby sales

Priced below most nearby sales, at $300 per square foot across 6 comparable sales.

Read the full example report

Year by year

Annual house price index for Rochester, MN and Minnesota, 2005 = 100 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
2005100.0—100.0
2006100.9+0.9%102.7
2007101.0+0.1%101.9
2008100.3-0.7%96.8
200998.6-1.7%91.8
201094.9-3.8%87.1
201192.9-2.1%82.7
201293.6+0.8%82.3
201395.6+2.1%85.9
201498.1+2.6%89.9
2015101.9+3.9%93.6
2016107.9+5.9%98.0
2017116.2+7.7%103.6
2018122.9+5.8%109.3
2019128.5+4.5%114.1
2020134.5+4.7%119.4
2021150.3+11.8%133.1
2022168.4+12.0%148.5
2023174.6+3.7%154.2
2024184.4+5.6%160.7
2025190.8+3.5%166.5

The 5 measured metros in Minnesota

Measured metros in Minnesota ranked by 5-year home-price appreciation through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
#
1Duluth, MN-WI+6.9%+9.6%+6.8%
2St. Cloud, MN+2.7%+7.7%+6.2%
3Rochester, MN+3.5%+7.3%+6.5%
4Mankato, MN+4.5%+7.1%+5.6%
5Minneapolis-St. Paul-Bloomington, MN-WI+3.3%+6.3%+5.8%

Source & method: Metro figures: FHFA quarterly all-transactions index for metropolitan statistical areas and metropolitan divisions, annualized as the mean of the four quarterly (NSA) values. State figures: FHFA quarterly all-transactions index, annualized as the mean of the four quarterly (NSA) values. The chart uses quarterly readings, with each series set to 100 in the first quarter of 2005. ZIP figures: FHFA annual five-digit ZIP index (developmental), ZIPs with sufficient transaction history. Missing years are reported as missing by FHFA and are not estimated. Each ZIP is placed in the metro that holds the county with most of its housing units. “5-yr /yr” and “10-yr /yr” are compound annual growth over the window ending 2025; all figures are nominal. Data published by the FHFA House Price Index; this edition compiled 2026-10-17. Educational data, not investment advice.

See the Minnesota row in the state rankings, the county rankings, and, for why one metro number hides so much, why two homes in the same ZIP code appreciate differently.

How does your home compare?

See how your home ranks against nearby homes. Your first analysis is free.

Look up your home

Investing? Score any property free

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Measured FHFA data · chart through 2026 Q2