Good Investment

Home appreciation in Jefferson City, MO

Over the five years ending 2025, home prices in Jefferson City, MO grew an average of 10.6% a year.

Price growth at a glance

1-year

+5.8%

2025 over 2024. Missouri: +4.7%.

5-year, per year

+10.6%

Average annual growth, 2020 to 2025. Missouri: +9.1%.

10-year, per year

+6.8%

+93.1% in total since 2015. Missouri: +6.9%.

How does your home compare?

Jefferson City, MO home prices rose 93.1% over the ten years to 2025, while its ZIP codes ranged from +68.1% to +119.6%. Look up your home to see where it ranks among the homes around it.

Your first analysis is free.

A model-generated estimate and analytical context, not investment advice. Investing? Score any property free

How Jefferson City, MO compares with Missouri

Missouri averaged +9.1% a year, so Jefferson City, MO grew faster than the state overall. For five-year price growth, Jefferson City, MO ranks 71st out of 409 metros nationwide and 1st out of 8 in Missouri.

Index, 2005 = 100

Jefferson City, MO and Missouri, quarterly house price index rebased to 100 in 2005.
YearJefferson City, MOMissouri
2005 Q1100100
2005 Q2101101
2005 Q3102103
2005 Q4103104
2006 Q1105105
2006 Q2105106
2006 Q3106107
2006 Q4106108
2007 Q1107108
2007 Q2107108
2007 Q3108108
2007 Q4107108
2008 Q1109108
2008 Q2108107
2008 Q3108105
2008 Q4108105
2009 Q1109106
2009 Q2109105
2009 Q3108102
2009 Q4108102
2010 Q1108101
2010 Q2109100
2010 Q3109101
2010 Q4109101
2011 Q110998
2011 Q210697
2011 Q310998
2011 Q410998
2012 Q110998
2012 Q210997
2012 Q311198
2012 Q411198
2013 Q111197
2013 Q211198
2013 Q311098
2013 Q410998
2014 Q110998
2014 Q211099
2014 Q3112100
2014 Q4112101
2015 Q1113102
2015 Q2113103
2015 Q3113104
2015 Q4113105
2016 Q1115106
2016 Q2116107
2016 Q3116109
2016 Q4117109
2017 Q1117110
2017 Q2116112
2017 Q3119113
2017 Q4119114
2018 Q1122116
2018 Q2121118
2018 Q3122119
2018 Q4125120
2019 Q1125121
2019 Q2128123
2019 Q3128125
2019 Q4129126
2020 Q1131128
2020 Q2130129
2020 Q3132131
2020 Q4134134
2021 Q1136137
2021 Q2146145
2021 Q3151151
2021 Q4160156
2022 Q1162161
2022 Q2175171
2022 Q3174173
2022 Q4181173
2023 Q1182175
2023 Q2187182
2023 Q3194184
2023 Q4196185
2024 Q1203187
2024 Q2206193
2024 Q3206194
2024 Q4211195
2025 Q1210198
2025 Q2219201
2025 Q3224203
2025 Q4220204
2026 Q1225207
2026 Q2225209

Chart through 2026 Q2. Annual growth figures through 2025.

Growth was stronger over the last five years than over the full decade: +6.8% a year over ten years, +93.1% in total.

Over this history, home prices never fell more than 0.4% from a prior peak.

The strongest year was 2022 at +16.5%, and the weakest was 2011 at -0.4%.

In 2025 alone the index moved +5.8%, against +4.7% for the state.

ZIP codes in Jefferson City, MO

Over the ten years to 2025, the 12 ZIP codes FHFA measures in this metro ranged from +68.1% in 65231 to +119.6% in 65063, while the metro as a whole rose 93.1%.

Fastest-rising ZIP codes

10-year change

  1. 65063+119.6%
  2. 65035+99.5%
  3. 65023+98.3%
  4. 65051+96.8%
  5. 65251+96.2%

Slowest-rising ZIP codes

10-year change

  1. 65231+68.1%
  2. 65043+81.8%
  3. 65018+84.4%
  4. 65085+88.1%
  5. 65109+90.9%
ZIP codes in Jefferson City, MO ranked by 10-year home-price change through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
65063+4.7%+13.0%+8.2%+119.6%
65035-6.5%+9.7%+7.1%+99.5%
65023+20.8%+11.6%+7.1%+98.3%
65051+6.6%+10.7%+7.0%+96.8%
65251+5.3%+10.9%+7.0%+96.2%
65074+3.9%+12.0%+6.8%+93.8%
65101+2.9%+10.4%+6.7%+91.3%
65109+8.7%+10.9%+6.7%+90.9%
65085+6.4%+9.7%+6.5%+88.1%
65018+13.2%+10.1%+6.3%+84.4%
65043+4.3%+9.8%+6.2%+81.8%
65231-6.4%+7.8%+5.3%+68.1%

What a home report shows

Enter an address and you get a score out of 10 for how the home ranks on appreciation potential against comparable homes in its market, with the nearby sales behind it. Here is one saved report.

Example report · saved October 14, 2026

165 N Canal St, Apt 1205, Chicago, IL 60606

Appreciation score

4.1 / 10

Around the median

Where it ranks

Ranks above about 41% of comparable homes in Chicago, IL for appreciation potential.

Price against nearby sales

Priced below most nearby sales, at $300 per square foot across 6 comparable sales.

Read the full example report

Year by year

Annual house price index for Jefferson City, MO and Missouri, 2005 = 100 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
2005100.0—100.0
2006103.5+3.5%104.0
2007105.2+1.7%105.8
2008106.4+1.1%104.1
2009106.8+0.4%101.4
2010106.9+0.1%98.5
2011106.4-0.4%95.5
2012108.1+1.6%95.2
2013108.5+0.4%95.4
2014108.9+0.4%97.4
2015111.1+2.0%101.0
2016114.0+2.6%105.3
2017115.9+1.7%109.8
2018120.8+4.2%115.5
2019125.3+3.8%121.0
2020129.6+3.5%127.5
2021146.0+12.6%143.7
2022170.0+16.5%165.6
2023186.6+9.8%177.4
2024202.9+8.7%188.0
2025214.6+5.8%196.9

The 8 measured metros in Missouri

Measured metros in Missouri ranked by 5-year home-price appreciation through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
#
1Jefferson City, MO+5.8%+10.6%+6.8%
2Joplin, MO-KS+5.1%+10.1%+6.6%
3Springfield, MO+3.9%+10.1%+7.6%
4Columbia, MO+4.5%+9.8%+6.6%
5St. Joseph, MO-KS+5.1%+9.4%+6.6%
6Kansas City, MO-KS+4.3%+9.1%+7.7%
7St. Louis, MO-IL+5.2%+8.1%+6.1%
8Cape Girardeau, MO-IL+7.6%+7.9%+5.4%

Source & method: Metro figures: FHFA quarterly all-transactions index for metropolitan statistical areas and metropolitan divisions, annualized as the mean of the four quarterly (NSA) values. State figures: FHFA quarterly all-transactions index, annualized as the mean of the four quarterly (NSA) values. The chart uses quarterly readings, with each series set to 100 in the first quarter of 2005. ZIP figures: FHFA annual five-digit ZIP index (developmental), ZIPs with sufficient transaction history. Missing years are reported as missing by FHFA and are not estimated. Each ZIP is placed in the metro that holds the county with most of its housing units. “5-yr /yr” and “10-yr /yr” are compound annual growth over the window ending 2025; all figures are nominal. Data published by the FHFA House Price Index; this edition compiled 2026-10-17. Educational data, not investment advice.

See the Missouri row in the state rankings, the county rankings, and, for why one metro number hides so much, why two homes in the same ZIP code appreciate differently.

How does your home compare?

See how your home ranks against nearby homes. Your first analysis is free.

Look up your home

Investing? Score any property free

All metrosState rankings
Share

Measured FHFA data · chart through 2026 Q2