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Home appreciation in Charlottesville, VA

Over the five years ending 2025, home prices in Charlottesville, VA grew an average of 8.8% a year.

Price growth at a glance

1-year

+4.6%

2025 over 2024. Virginia: +4.7%.

5-year, per year

+8.8%

Average annual growth, 2020 to 2025. Virginia: +8.7%.

10-year, per year

+6.3%

+84.8% in total since 2015. Virginia: +6.1%.

How does your home compare?

Charlottesville, VA home prices rose 84.8% over the ten years to 2025, while its ZIP codes ranged from +58.0% to +96.1%. Look up your home to see where it ranks among the homes around it.

Your first analysis is free.

A model-generated estimate and analytical context, not investment advice. Investing? Score any property free

How Charlottesville, VA compares with Virginia

The metro and its state moved almost together over that window. For five-year price growth, Charlottesville, VA ranks 239th out of 409 metros nationwide and 6th out of 10 in Virginia.

Index, 2005 = 100

Charlottesville, VA and Virginia, quarterly house price index rebased to 100 in 2005.
YearCharlottesville, VAVirginia
2005 Q1100100
2005 Q2106106
2005 Q3110111
2005 Q4114114
2006 Q1117116
2006 Q2120119
2006 Q3122119
2006 Q4122121
2007 Q1124122
2007 Q2124122
2007 Q3124120
2007 Q4126120
2008 Q1125119
2008 Q2122116
2008 Q3120113
2008 Q4120112
2009 Q1119112
2009 Q2116109
2009 Q3114107
2009 Q4111106
2010 Q1112105
2010 Q2110104
2010 Q3112105
2010 Q4111105
2011 Q1109102
2011 Q2106101
2011 Q3106102
2011 Q4109102
2012 Q1107101
2012 Q2105101
2012 Q3105102
2012 Q4106102
2013 Q1106102
2013 Q2107103
2013 Q3106103
2013 Q4106103
2014 Q1107104
2014 Q2107105
2014 Q3110106
2014 Q4109107
2015 Q1110107
2015 Q2113108
2015 Q3113109
2015 Q4113109
2016 Q1112109
2016 Q2116111
2016 Q3115112
2016 Q4116112
2017 Q1117112
2017 Q2121114
2017 Q3121115
2017 Q4123116
2018 Q1125117
2018 Q2128118
2018 Q3126119
2018 Q4126119
2019 Q1127120
2019 Q2131123
2019 Q3131124
2019 Q4134125
2020 Q1134126
2020 Q2135128
2020 Q3136130
2020 Q4138132
2021 Q1140135
2021 Q2147141
2021 Q3154148
2021 Q4157151
2022 Q1163156
2022 Q2176166
2022 Q3177168
2022 Q4178167
2023 Q1183170
2023 Q2186175
2023 Q3191178
2023 Q4189178
2024 Q1192182
2024 Q2202188
2024 Q3199189
2024 Q4201190
2025 Q1203192
2025 Q2210196
2025 Q3206197
2025 Q4209199
2026 Q1212200
2026 Q2217203

Chart through 2026 Q2. Annual growth figures through 2025.

Growth was stronger over the last five years than over the full decade: +6.3% a year over ten years, +84.8% in total.

Over this history, home prices peaked in 2007, fell 15.1% to its 2012 low, and regained the 2007 level in 2018.

The strongest year was 2022 at +16.1%, and the weakest was 2009 at -5.0%.

In 2025 alone the index moved +4.6%, against +4.7% for the state.

ZIP codes in Charlottesville, VA

Over the ten years to 2025, the 16 ZIP codes FHFA measures in this metro ranged from +58.0% in 22963 to +96.1% in 23084, while the metro as a whole rose 84.8%.

Fastest-rising ZIP codes

10-year change

  1. 23084+96.1%
  2. 22903+91.5%
  3. 22932+90.9%
  4. 22920+89.7%
  5. 24590+85.7%

Slowest-rising ZIP codes

10-year change

  1. 22963+58.0%
  2. 22936+59.0%
  3. 22967+60.0%
  4. 22947+61.5%
  5. 22923+65.9%
ZIP codes in Charlottesville, VA ranked by 10-year home-price change through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
23084+4.1%+8.2%+7.0%+96.1%
22903-1.7%+9.1%+6.7%+91.5%
22932+14.8%+9.0%+6.7%+90.9%
22920+13.2%+10.5%+6.6%+89.7%
24590+14.6%+8.6%+6.4%+85.7%
22902+3.7%+7.8%+6.3%+83.7%
22901+3.1%+8.2%+6.1%+81.5%
22973+28.9%+9.9%+6.0%+79.9%
22911+7.8%+9.0%+6.0%+79.7%
22974-0.5%+8.6%+5.6%+72.5%
22968+5.3%+8.7%+5.6%+71.7%
22923+3.2%+8.1%+5.2%+65.9%
22947-3.4%+7.2%+4.9%+61.5%
22967-7.5%+10.0%+4.8%+60.0%
22936+3.0%+6.4%+4.7%+59.0%
22963-7.4%+6.7%+4.7%+58.0%

What a home report shows

Enter an address and you get a score out of 10 for how the home ranks on appreciation potential against comparable homes in its market, with the nearby sales behind it. Here is one saved report.

Example report · saved October 14, 2026

165 N Canal St, Apt 1205, Chicago, IL 60606

Appreciation score

4.1 / 10

Around the median

Where it ranks

Ranks above about 41% of comparable homes in Chicago, IL for appreciation potential.

Price against nearby sales

Priced below most nearby sales, at $300 per square foot across 6 comparable sales.

Read the full example report

Year by year

Annual house price index for Charlottesville, VA and Virginia, 2005 = 100 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
2005100.0—100.0
2006111.6+11.6%110.5
2007115.8+3.7%112.4
2008112.8-2.6%106.9
2009107.1-5.0%101.1
2010103.2-3.6%97.3
201199.7-3.4%94.6
201298.3-1.4%94.4
201398.7+0.4%95.7
2014100.4+1.7%98.1
2015104.1+3.7%100.9
2016106.6+2.4%103.3
2017111.7+4.7%106.3
2018117.2+5.0%109.8
2019121.3+3.4%114.2
2020126.1+4.0%119.9
2021138.8+10.1%133.6
2022161.2+16.1%152.6
2023173.9+7.9%162.9
2024184.0+5.8%174.0
2025192.4+4.6%182.2

The 10 measured metros in Virginia

Measured metros in Virginia ranked by 5-year home-price appreciation through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
#
1Roanoke, VA+5.4%+10.1%+6.7%
2Staunton-Stuarts Draft, VA+6.7%+9.8%+6.8%
3Richmond, VA+4.2%+9.6%+7.2%
4Lynchburg, VA+4.5%+9.5%+6.3%
5Winchester, VA-WV+4.8%+8.9%+6.3%
6Charlottesville, VA+4.6%+8.8%+6.3%
7Harrisonburg, VA+6.1%+8.8%+5.9%
8Blacksburg-Christiansburg-Radford, VA+4.5%+8.7%+6.2%
9Virginia Beach-Chesapeake-Norfolk, VA-NC+5.4%+8.7%+5.8%
10Arlington-Alexandria-Reston, VA-WV (metropolitan division)+3.8%+7.3%+5.2%

Source & method: Metro figures: FHFA quarterly all-transactions index for metropolitan statistical areas and metropolitan divisions, annualized as the mean of the four quarterly (NSA) values. State figures: FHFA quarterly all-transactions index, annualized as the mean of the four quarterly (NSA) values. The chart uses quarterly readings, with each series set to 100 in the first quarter of 2005. ZIP figures: FHFA annual five-digit ZIP index (developmental), ZIPs with sufficient transaction history. Missing years are reported as missing by FHFA and are not estimated. Each ZIP is placed in the metro that holds the county with most of its housing units. “5-yr /yr” and “10-yr /yr” are compound annual growth over the window ending 2025; all figures are nominal. Data published by the FHFA House Price Index; this edition compiled 2026-10-17. Educational data, not investment advice.

See the Virginia row in the state rankings, the county rankings, and, for why one metro number hides so much, why two homes in the same ZIP code appreciate differently.

How does your home compare?

See how your home ranks against nearby homes. Your first analysis is free.

Look up your home

Investing? Score any property free

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Measured FHFA data · chart through 2026 Q2