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Home appreciation in Chambersburg, PA

Over the five years ending 2025, home prices in Chambersburg, PA grew an average of 8.8% a year.

Price growth at a glance

1-year

+4.7%

2025 over 2024. Pennsylvania: +5.8%.

5-year, per year

+8.8%

Average annual growth, 2020 to 2025. Pennsylvania: +8.6%.

10-year, per year

+5.7%

+73.9% in total since 2015. Pennsylvania: +6.2%.

How does your home compare?

Chambersburg, PA home prices rose 73.9% over the ten years to 2025, while its ZIP codes ranged from +65.7% to +78.5%. Look up your home to see where it ranks among the homes around it.

Your first analysis is free.

A model-generated estimate and analytical context, not investment advice. Investing? Score any property free

How Chambersburg, PA compares with Pennsylvania

The metro and its state moved almost together over that window. For five-year price growth, Chambersburg, PA ranks 237th out of 409 metros nationwide and 10th out of 17 in Pennsylvania.

Index, 2005 = 100

Chambersburg, PA and Pennsylvania, quarterly house price index rebased to 100 in 2005.
YearChambersburg, PAPennsylvania
2005 Q1100100
2005 Q2106103
2005 Q3112107
2005 Q4119109
2006 Q1121111
2006 Q2126112
2006 Q3126113
2006 Q4128115
2007 Q1128116
2007 Q2129116
2007 Q3127116
2007 Q4128116
2008 Q1127117
2008 Q2126116
2008 Q3123114
2008 Q4122114
2009 Q1121115
2009 Q2119113
2009 Q3116111
2009 Q4113110
2010 Q1111110
2010 Q2111109
2010 Q3111110
2010 Q4111110
2011 Q1107108
2011 Q2107107
2011 Q3104107
2011 Q4104108
2012 Q1104107
2012 Q2103106
2012 Q3105107
2012 Q4105107
2013 Q1104107
2013 Q2103107
2013 Q3106108
2013 Q4104108
2014 Q1102108
2014 Q2107109
2014 Q3105110
2014 Q4107110
2015 Q1106111
2015 Q2107112
2015 Q3109112
2015 Q4109112
2016 Q1107113
2016 Q2108115
2016 Q3109116
2016 Q4112116
2017 Q1110116
2017 Q2109119
2017 Q3113120
2017 Q4111120
2018 Q1114122
2018 Q2113123
2018 Q3114125
2018 Q4114124
2019 Q1117126
2019 Q2118128
2019 Q3119130
2019 Q4119131
2020 Q1120133
2020 Q2122134
2020 Q3123137
2020 Q4126139
2021 Q1130142
2021 Q2134149
2021 Q3140156
2021 Q4144159
2022 Q1147163
2022 Q2157172
2022 Q3165175
2022 Q4162174
2023 Q1165176
2023 Q2164182
2023 Q3171185
2023 Q4166185
2024 Q1179188
2024 Q2177194
2024 Q3181196
2024 Q4180197
2025 Q1180200
2025 Q2186205
2025 Q3194207
2025 Q4190208
2026 Q1190211
2026 Q2192214

Chart through 2026 Q2. Annual growth figures through 2025.

Growth was stronger over the last five years than over the full decade: +5.7% a year over ten years, +73.9% in total.

Over this history, home prices peaked in 2007, fell 18.5% to its 2012 low, and regained the 2007 level in 2021.

The strongest year was 2022 at +15.1%, and the weakest was 2009 at -5.8%.

In 2025 alone the index moved +4.7%, against +5.8% for the state.

ZIP codes in Chambersburg, PA

Over the ten years to 2025, the 6 ZIP codes FHFA measures in this metro ranged from +65.7% in 17202 to +78.5% in 17236, while the metro as a whole rose 73.9%.

ZIP codes in Chambersburg, PA ranked by 10-year home-price change through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
17236+1.9%+9.7%+6.0%+78.5%
17222+3.1%+8.5%+5.7%+74.9%
17201+1.9%+8.2%+5.3%+68.1%
17225+5.1%+8.3%+5.3%+67.5%
17268+4.5%+8.0%+5.2%+66.4%
17202+1.9%+8.1%+5.2%+65.7%

What a home report shows

Enter an address and you get a score out of 10 for how the home ranks on appreciation potential against comparable homes in its market, with the nearby sales behind it. Here is one saved report.

Example report · saved October 14, 2026

165 N Canal St, Apt 1205, Chicago, IL 60606

Appreciation score

4.1 / 10

Around the median

Where it ranks

Ranks above about 41% of comparable homes in Chicago, IL for appreciation potential.

Price against nearby sales

Priced below most nearby sales, at $300 per square foot across 6 comparable sales.

Read the full example report

Year by year

Annual house price index for Chambersburg, PA and Pennsylvania, 2005 = 100 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
2005100.0—100.0
2006114.3+14.3%107.7
2007116.9+2.3%110.7
2008113.8-2.7%109.7
2009107.2-5.8%107.1
2010101.6-5.2%104.8
201196.4-5.1%102.6
201295.3-1.1%101.7
201395.4+0.1%102.5
201496.4+1.0%104.0
201598.5+2.2%106.8
201699.5+1.0%109.7
2017101.2+1.7%113.3
2018104.0+2.7%117.8
2019108.1+4.0%122.8
2020112.2+3.8%129.2
2021125.2+11.6%144.5
2022144.2+15.1%163.2
2023152.3+5.6%173.6
2024163.7+7.5%184.9
2025171.4+4.7%195.6

The 17 measured metros in Pennsylvania

Measured metros in Pennsylvania ranked by 5-year home-price appreciation through 2025 Column headers are buttons: click to sort, click again to reverse, and a third time to restore the original order.
#
1Allentown-Bethlehem-Easton, PA-NJ+6.9%+10.5%+7.1%
2Lebanon, PA+7.9%+10.3%+6.9%
3Reading, PA+5.5%+10.2%+7.0%
4Scranton--Wilkes-Barre, PA+6.6%+10.1%+6.4%
5Erie, PA+8.3%+10.0%+6.1%
6Lancaster, PA+5.1%+9.8%+7.0%
7York-Hanover, PA+5.8%+9.3%+6.4%
8Harrisburg-Carlisle, PA+5.4%+9.0%+6.0%
9Montgomery County-Bucks County-Chester County, PA (metropolitan division)+5.6%+9.0%+6.2%
10Chambersburg, PA+4.7%+8.8%+5.7%
11Johnstown, PA+6.3%+8.3%+5.3%
12Gettysburg, PA+3.2%+8.2%+5.7%
13Pittsburgh, PA+5.3%+7.6%+6.0%
14Williamsport, PA+4.0%+7.1%+4.6%
15Philadelphia, PA (metropolitan division)+5.6%+7.0%+6.1%
16State College, PA+4.7%+6.9%+5.4%
17Altoona, PA+5.3%+6.7%+4.7%

Source & method: Metro figures: FHFA quarterly all-transactions index for metropolitan statistical areas and metropolitan divisions, annualized as the mean of the four quarterly (NSA) values. State figures: FHFA quarterly all-transactions index, annualized as the mean of the four quarterly (NSA) values. The chart uses quarterly readings, with each series set to 100 in the first quarter of 2005. ZIP figures: FHFA annual five-digit ZIP index (developmental), ZIPs with sufficient transaction history. Missing years are reported as missing by FHFA and are not estimated. Each ZIP is placed in the metro that holds the county with most of its housing units. “5-yr /yr” and “10-yr /yr” are compound annual growth over the window ending 2025; all figures are nominal. Data published by the FHFA House Price Index; this edition compiled 2026-10-17. Educational data, not investment advice.

See the Pennsylvania row in the state rankings, the county rankings, and, for why one metro number hides so much, why two homes in the same ZIP code appreciate differently.

How does your home compare?

See how your home ranks against nearby homes. Your first analysis is free.

Look up your home

Investing? Score any property free

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Measured FHFA data · chart through 2026 Q2