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Spring Valley home prices and affordability, 2019 to 2025

The median Spring Valley sale went from $1,450,000 in 2019 to $2,100,000 in 2025, and with higher mortgage rates, buying the median home there now takes $5,231 more a month.

DC figures use qualified sales matched to current residential address records; some historical sales cannot be matched. Median sale prices describe the homes sold in each year, which may differ between years.

Home prices, 2019 to 2025+28%Our own index, low confidence · DC +12%
Median sale, 2025$2,100,000was $1,450,000 in 2019
Monthly mortgage payment$10,729was $5,498 in 2019
Income to keep it under 30%$429,000was $220,000 in 2019

How prices moved

The median sale rose about 45%

The median Spring Valley sale went from $1,450,000 in 2019 to $2,100,000 in 2025, a rise of about 45%. The median DC sale rose about 21% over the same years.

Our own index puts the change at about 28%, against 12% for DC as a whole, and we rate it low confidence, so treat it as a rough direction.

See DC home prices by neighborhood
Spring Valley+28%
DC+12%
0%Our own index50%
Low confidence

What it costs to buy now

$5,231 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $5,498 in 2019 to $10,729 in 2025. About half the rise, $2,893, came from higher prices and $2,338 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $290,000 to $420,000.

2019
$5,498
2025
$10,729
From higher prices $2,893From the higher rate $2,338

Compare the neighborhoods next door

  • Spring Valleylow confidence

    Prices since 2019
    +28%
    Payment in 2025
    $10,729
    Rise a month
    +$5,231

  • Glover Park

    Prices since 2019
    +17%
    Payment in 2025
    $3,449
    Rise a month
    +$1,597

  • Tenleytownlow confidence

    Prices since 2019
    +28%
    Payment in 2025
    $7,153
    Rise a month
    +$2,897

  • Cleveland Park

    Prices since 2019
    +15%
    Payment in 2025
    $4,598
    Rise a month
    +$2,544
All DC neighborhoods

Your number

What would Spring Valley cost you?

Change the down payment and rate to see the monthly mortgage payment on the median Spring Valley home.

Your monthly mortgage payment in Spring Valley$10,729$6,979 a month over your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Spring Valley

How much have Spring Valley home prices changed since 2019?

On our own index, Spring Valley home prices rose about 28% from 2019 to 2025, against about 12% for DC as a whole. We rate the figure low confidence, so treat it as a rough direction. The median sale went from $1,450,000 to $2,100,000.

How much does it cost to buy a home in Spring Valley?

The median Spring Valley home sold for $2,100,000 in 2025. With 20% down, $420,000, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $10,729 before taxes and insurance.

What income do you need to buy in Spring Valley?

About $429,000 a year for the median Spring Valley home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $220,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Spring Valley changed since 2019?

The monthly mortgage payment on the median Spring Valley home rose $5,231, from $5,498 in 2019 to $10,729 in 2025. Higher prices added $2,893, and the higher mortgage rate, 3.94% to 6.60%, added $2,338.

How does Spring Valley compare with DC?

The monthly mortgage payment on the median Spring Valley home was $10,729 in 2025, higher than the $3,704 on the median DC home. Since 2019 it rose $5,231, and DC’s rose $1,433.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from DC Office of Tax and Revenue sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: DC Office of Tax and Revenue.