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River Terrace home prices and affordability, 2019 to 2025

River Terrace home prices rose about 18% from 2019 to 2025, and with higher mortgage rates, buying the median home here now takes $632 more a month.

DC figures use qualified sales matched to current residential address records; some historical sales cannot be matched. Median sale prices describe the homes sold in each year, which may differ between years.

Home prices, 2019 to 2025+18%Our own index · DC +12%
Median sale, 2025$400,000was $372,500 in 2019
Monthly mortgage payment$2,044was $1,412 in 2019
Income to keep it under 30%$82,000was $56,000 in 2019

How prices moved

River Terrace rose about as much as DC

On our own index, River Terrace home prices rose 18% from 2019 to 2025, against 12% for DC as a whole, and we rate it high confidence.

The median sale rose about 7% over the same years, from $372,500 to $400,000. The median moves with which homes happened to sell as well as with prices, so it can differ from our own index.

See DC home prices by neighborhood
River Terrace+18%
DC+12%
0%Our own index25%
High confidence

What it costs to buy now

$632 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $1,412 in 2019 to $2,044 in 2025. Higher prices added $123, and the higher mortgage rate, 6.60% against 3.94% added $509.

The 20% down payment grew from $74,500 to $80,000.

2019
$1,412
2025
$2,044
From higher prices $123From the higher rate $509

Compare the neighborhoods next door

  • River Terrace

    Prices since 2019
    +18%
    Payment in 2025
    $2,044
    Rise a month
    +$632

  • Marshall Heights

    Prices since 2019
    +12%
    Payment in 2025
    $2,105
    Rise a month
    +$645

  • Kenilworth / Mayfairprice index unavailable

    Prices since 2019
    —
    Payment in 2025
    $1,967
    Rise a month
    +$354

  • Randle Highlands

    Prices since 2019
    +15%
    Payment in 2025
    $2,197
    Rise a month
    +$591
All DC neighborhoods

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What would River Terrace cost you?

Change the down payment and rate to see the monthly mortgage payment on the median River Terrace home.

Your monthly mortgage payment in River Terrace$2,044$1,706 a month under your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about River Terrace

How much have River Terrace home prices changed since 2019?

On our own index, River Terrace home prices rose about 18% from 2019 to 2025, against about 12% for DC as a whole. We rate the figure high confidence. The median sale went from $372,500 to $400,000.

How much does it cost to buy a home in River Terrace?

The median River Terrace home sold for $400,000 in 2025. With 20% down, $80,000, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $2,044 before taxes and insurance.

What income do you need to buy in River Terrace?

About $82,000 a year for the median River Terrace home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $56,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in River Terrace changed since 2019?

The monthly mortgage payment on the median River Terrace home rose $632, from $1,412 in 2019 to $2,044 in 2025. Higher prices added $123, and the higher mortgage rate, 3.94% to 6.60%, added $509.

How does River Terrace compare with DC?

The monthly mortgage payment on the median River Terrace home was $2,044 in 2025, lower than the $3,704 on the median DC home. Since 2019 it rose $632, and DC’s rose $1,433.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from DC Office of Tax and Revenue sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: DC Office of Tax and Revenue.