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Capitol Hill home prices and affordability, 2019 to 2025

Capitol Hill home prices rose about 11% from 2019 to 2025, and with higher mortgage rates, buying the median home here now takes $1,852 more a month.

DC figures use qualified sales matched to current residential address records; some historical sales cannot be matched. Median sale prices describe the homes sold in each year, which may differ between years.

Home prices, 2019 to 2025+11%Our own index · DC +12%
Median sale, 2025$945,000was $785,000 in 2019
Monthly mortgage payment$4,828was $2,976 in 2019
Income to keep it under 30%$193,000was $119,000 in 2019

How prices moved

Capitol Hill rose about as much as DC

On our own index, Capitol Hill home prices rose 11% from 2019 to 2025, against 12% for DC as a whole, and we rate it high confidence.

The median sale rose about 20% over the same years, from $785,000 to $945,000. The median moves with which homes happened to sell as well as with prices, so it can differ from our own index.

See DC home prices by neighborhood
Capitol Hill+11%
DC+12%
0%Our own index25%
High confidence

What it costs to buy now

$1,852 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $2,976 in 2019 to $4,828 in 2025. Higher prices added $712, and the higher mortgage rate, 6.60% against 3.94% added $1,140.

The 20% down payment grew from $157,000 to $189,000.

2019
$2,976
2025
$4,828
From higher prices $712From the higher rate $1,140

Compare the neighborhoods next door

  • Capitol Hill

    Prices since 2019
    +11%
    Payment in 2025
    $4,828
    Rise a month
    +$1,852

  • Navy Yard

    Prices since 2019
    −2%
    Payment in 2025
    $3,653
    Rise a month
    +$1,359

  • Stanton Park

    Prices since 2019
    +6%
    Payment in 2025
    $4,394
    Rise a month
    +$1,475

  • Randle Highlands

    Prices since 2019
    +15%
    Payment in 2025
    $2,197
    Rise a month
    +$591
All DC neighborhoods

Your number

What would Capitol Hill cost you?

Change the down payment and rate to see the monthly mortgage payment on the median Capitol Hill home.

Your monthly mortgage payment in Capitol Hill$4,828$1,078 a month over your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Capitol Hill

How much have Capitol Hill home prices changed since 2019?

On our own index, Capitol Hill home prices rose about 11% from 2019 to 2025, against about 12% for DC as a whole. We rate the figure high confidence. The median sale went from $785,000 to $945,000.

How much does it cost to buy a home in Capitol Hill?

The median Capitol Hill home sold for $945,000 in 2025. With 20% down, $189,000, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $4,828 before taxes and insurance.

What income do you need to buy in Capitol Hill?

About $193,000 a year for the median Capitol Hill home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $119,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Capitol Hill changed since 2019?

The monthly mortgage payment on the median Capitol Hill home rose $1,852, from $2,976 in 2019 to $4,828 in 2025. Higher prices added $712, and the higher mortgage rate, 3.94% to 6.60%, added $1,140.

How does Capitol Hill compare with DC?

The monthly mortgage payment on the median Capitol Hill home was $4,828 in 2025, higher than the $3,704 on the median DC home. Since 2019 it rose $1,852, and DC’s rose $1,433.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from DC Office of Tax and Revenue sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: DC Office of Tax and Revenue.