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San Pedro home prices and affordability, 2019 to 2025

San Pedro home prices rose about 46% from 2019 to 2025, and with higher mortgage rates, buying the median home here now takes $1,899 more a month.

Home prices, 2019 to 2025+46%Our own index · LA County +39%
Median sale, 2025$809,500was $590,000 in 2019
Monthly mortgage payment$4,136was $2,237 in 2019
Income to keep it under 30%$165,000was $89,000 in 2019

How prices moved

San Pedro rose about as much as LA County

On our own index, San Pedro home prices rose 46% from 2019 to 2025, against 39% for LA County as a whole, and we rate it medium confidence.

The median sale rose by about the same, from $590,000 to $809,500. Our own index and the median sale measure different things, so in other neighborhoods they can tell different stories.

See LA County home prices by neighborhood
San Pedro+46%
LA County+39%
0%Our own index50%
Medium confidence

What it costs to buy now

$1,899 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $2,237 in 2019 to $4,136 in 2025. About half the rise, $977, came from higher prices and $922 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $118,000 to $161,900.

2019
$2,237
2025
$4,136
From higher prices $977From the higher rate $922

Compare the neighborhoods next door

  • San Pedro

    Prices since 2019
    +46%
    Payment in 2025
    $4,136
    Rise a month
    +$1,899

  • Harbor Citytoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $3,934
    Rise a month
    +$1,909

  • Rancho Palos Verdes

    Prices since 2019
    +29%
    Payment in 2025
    $8,149
    Rise a month
    +$3,485

  • Lomitatoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $4,087
    Rise a month
    +$1,786
All LA County neighborhoods

Your number

What would San Pedro cost you?

Change the down payment and rate to see the monthly mortgage payment on the median San Pedro home.

Your monthly mortgage payment in San Pedro$4,136$364 a month under your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about San Pedro

How much have San Pedro home prices changed since 2019?

On our own index, San Pedro home prices rose about 46% from 2019 to 2025, against about 39% for LA County as a whole. We rate the figure medium confidence. The median sale went from $590,000 to $809,500.

How much does it cost to buy a home in San Pedro?

The median San Pedro home sold for $809,500 in 2025. With 20% down, $161,900, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $4,136 before taxes and insurance.

What income do you need to buy in San Pedro?

About $165,000 a year for the median San Pedro home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $89,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in San Pedro changed since 2019?

The monthly mortgage payment on the median San Pedro home rose $1,899, from $2,237 in 2019 to $4,136 in 2025. Higher prices added $977, and the higher mortgage rate, 3.94% to 6.60%, added $922.

How does San Pedro compare with LA County?

The monthly mortgage payment on the median San Pedro home was $4,136 in 2025, lower than the $4,410 on the median LA County home. Since 2019 it rose $1,899, and LA County’s rose $2,135.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from Los Angeles County Assessor sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: Los Angeles County Assessor.