Harbor City home prices and affordability, 2019 to 2025
The median Harbor City sale went from $534,047 in 2019 to $770,000 in 2025, and with higher mortgage rates, buying the median home there now takes $1,909 more a month.
How prices moved
The median sale rose about 44%
The median Harbor City sale went from $534,047 in 2019 to $770,000 in 2025, a rise of about 44%. The median LA County sale rose about 44% over the same years.
Our own index has too few sales in Harbor City to give a figure, so this section leads with the median sale. The median moves with which homes happened to sell as well as with prices.
See LA County home prices by neighborhoodWhat it costs to buy now
$1,909 more a month than in 2019
With 20% down on the median sale, the monthly mortgage payment went from $2,025 in 2019 to $3,934 in 2025. About half the rise, $1,050, came from higher prices and $859 from the higher mortgage rate, 6.60% against 3.94%.
The 20% down payment grew from $106,809 to $154,000.
Compare the neighborhoods next door
Harbor Citytoo few sales for our own index
- Prices since 2019
- —
- Payment in 2025
- $3,934
- Rise a month
- +$1,909
Lomitatoo few sales for our own index
- Prices since 2019
- —
- Payment in 2025
- $4,087
- Rise a month
- +$1,786
Wilmingtontoo few sales for our own index
- Prices since 2019
- —
- Payment in 2025
- $3,367
- Rise a month
- +$1,613
West Carsontoo few sales for our own index
- Prices since 2019
- —
- Payment in 2025
- $3,723
- Rise a month
- +$2,058
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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.
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Create a free accountA model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.
Questions about Harbor City
How much have Harbor City home prices changed since 2019?
Our own index has too few sales in Harbor City to give a figure. The median sale went from $534,047 to $770,000.
How much does it cost to buy a home in Harbor City?
The median Harbor City home sold for $770,000 in 2025. With 20% down, $154,000, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $3,934 before taxes and insurance.
What income do you need to buy in Harbor City?
About $157,000 a year for the median Harbor City home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $81,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.
How much has the monthly mortgage payment in Harbor City changed since 2019?
The monthly mortgage payment on the median Harbor City home rose $1,909, from $2,025 in 2019 to $3,934 in 2025. Higher prices added $1,050, and the higher mortgage rate, 3.94% to 6.60%, added $859.
How does Harbor City compare with LA County?
The monthly mortgage payment on the median Harbor City home was $3,934 in 2025, lower than the $4,410 on the median LA County home. Since 2019 it rose $1,909, and LA County’s rose $2,135.
What does the full cost to own a home add?
Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.
Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: Los Angeles County Assessor.