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Rancho Palos Verdes home prices and affordability, 2019 to 2025

Rancho Palos Verdes home prices rose about 29% from 2019 to 2025, and with higher mortgage rates, buying the median home here now takes $3,485 more a month.

Home prices, 2019 to 2025+29%Our own index · LA County +39%
Median sale, 2025$1,595,000was $1,230,000 in 2019
Monthly mortgage payment$8,149was $4,664 in 2019
Income to keep it under 30%$326,000was $187,000 in 2019

How prices moved

Rancho Palos Verdes rose more slowly than LA County

On our own index, Rancho Palos Verdes home prices rose 29% from 2019 to 2025, against 39% for LA County as a whole, and we rate it high confidence.

The median sale rose by about the same, from $1,230,000 to $1,595,000. Our own index and the median sale measure different things, so in other neighborhoods they can tell different stories.

See LA County home prices by neighborhood
Rancho Palos Verdes+29%
LA County+39%
0%Our own index50%
High confidence

What it costs to buy now

$3,485 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $4,664 in 2019 to $8,149 in 2025. About half the rise, $1,624, came from higher prices and $1,861 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $246,000 to $319,000.

2019
$4,664
2025
$8,149
From higher prices $1,624From the higher rate $1,861

Compare the neighborhoods next door

  • Rancho Palos Verdes

    Prices since 2019
    +29%
    Payment in 2025
    $8,149
    Rise a month
    +$3,485

  • Rolling Hills Estatestoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $9,211
    Rise a month
    +$3,808

  • Palos Verdes Estates

    Prices since 2019
    +54%
    Payment in 2025
    $13,233
    Rise a month
    +$5,555

  • Lomitatoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $4,087
    Rise a month
    +$1,786
All LA County neighborhoods

Your number

What would Rancho Palos Verdes cost you?

Change the down payment and rate to see the monthly mortgage payment on the median Rancho Palos Verdes home.

Your monthly mortgage payment in Rancho Palos Verdes$8,149$3,649 a month over your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Rancho Palos Verdes

How much have Rancho Palos Verdes home prices changed since 2019?

On our own index, Rancho Palos Verdes home prices rose about 29% from 2019 to 2025, against about 39% for LA County as a whole. We rate the figure high confidence. The median sale went from $1,230,000 to $1,595,000.

How much does it cost to buy a home in Rancho Palos Verdes?

The median Rancho Palos Verdes home sold for $1,595,000 in 2025. With 20% down, $319,000, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $8,149 before taxes and insurance.

What income do you need to buy in Rancho Palos Verdes?

About $326,000 a year for the median Rancho Palos Verdes home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $187,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Rancho Palos Verdes changed since 2019?

The monthly mortgage payment on the median Rancho Palos Verdes home rose $3,485, from $4,664 in 2019 to $8,149 in 2025. Higher prices added $1,624, and the higher mortgage rate, 3.94% to 6.60%, added $1,861.

How does Rancho Palos Verdes compare with LA County?

The monthly mortgage payment on the median Rancho Palos Verdes home was $8,149 in 2025, higher than the $4,410 on the median LA County home. Since 2019 it rose $3,485, and LA County’s rose $2,135.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from Los Angeles County Assessor sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: Los Angeles County Assessor.