Takoma home prices and affordability, 2019 to 2025
Takoma home prices rose about 22% from 2019 to 2025, and with higher mortgage rates, buying the median home here now takes $1,255 more a month.
DC figures use qualified sales matched to current residential address records; some historical sales cannot be matched. Median sale prices describe the homes sold in each year, which may differ between years.
How prices moved
Takoma rose about as much as DC
On our own index, Takoma home prices rose 22% from 2019 to 2025, against 12% for DC as a whole, and we rate it medium confidence.
The median sale rose by about the same, from $632,450 to $715,000. Our own index and the median sale measure different things, so in other neighborhoods they can tell different stories.
See DC home prices by neighborhoodWhat it costs to buy now
$1,255 more a month than in 2019
With 20% down on the median sale, the monthly mortgage payment went from $2,398 in 2019 to $3,653 in 2025. Higher prices added $367, and the higher mortgage rate, 6.60% against 3.94% added $888.
The 20% down payment grew from $126,490 to $143,000.
Compare the neighborhoods next door
Takoma
- Prices since 2019
- +22%
- Payment in 2025
- $3,653
- Rise a month
- +$1,255
Fort Tottenlow confidence
- Prices since 2019
- +35%
- Payment in 2025
- $2,963
- Rise a month
- +$952
- Prices since 2019
- +10%
- Payment in 2025
- $4,072
- Rise a month
- +$1,391
Shepherd Parklow confidence
- Prices since 2019
- +32%
- Payment in 2025
- $6,233
- Rise a month
- +$2,863
Your number
What would Takoma cost you?
Change the down payment and rate to see the monthly mortgage payment on the median Takoma home.
24 of 36 DC neighborhoods fit your budget, starting with
Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.
That’s the neighborhood median; now look up the home you want.
See any home’s estimated monthly payment, value and Appreciation Rank.
Three homes a month free. No card.
Address in Takoma or anywhere
Create a free accountA model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.
Questions about Takoma
How much have Takoma home prices changed since 2019?
On our own index, Takoma home prices rose about 22% from 2019 to 2025, against about 12% for DC as a whole. We rate the figure medium confidence. The median sale went from $632,450 to $715,000.
How much does it cost to buy a home in Takoma?
The median Takoma home sold for $715,000 in 2025. With 20% down, $143,000, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $3,653 before taxes and insurance.
What income do you need to buy in Takoma?
About $146,000 a year for the median Takoma home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $96,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.
How much has the monthly mortgage payment in Takoma changed since 2019?
The monthly mortgage payment on the median Takoma home rose $1,255, from $2,398 in 2019 to $3,653 in 2025. Higher prices added $367, and the higher mortgage rate, 3.94% to 6.60%, added $888.
How does Takoma compare with DC?
The monthly mortgage payment on the median Takoma home was $3,653 in 2025, lower than the $3,704 on the median DC home. Since 2019 it rose $1,255, and DC’s rose $1,433.
What does the full cost to own a home add?
Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.
Home prices: our own index from DC Office of Tax and Revenue sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: DC Office of Tax and Revenue.