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Georgetown home prices and affordability, 2019 to 2025

Georgetown home prices rose about 28% from 2019 to 2025, and with higher mortgage rates, buying the median home here now takes $4,235 more a month.

DC figures use qualified sales matched to current residential address records; some historical sales cannot be matched. Median sale prices describe the homes sold in each year, which may differ between years.

Home prices, 2019 to 2025+28%Our own index · DC +12%
Median sale, 2025$1,775,000was $1,275,000 in 2019
Monthly mortgage payment$9,069was $4,834 in 2019
Income to keep it under 30%$363,000was $193,000 in 2019

How prices moved

Georgetown rose faster than DC

On our own index, Georgetown home prices rose 28% from 2019 to 2025, against 12% for DC as a whole, and we rate it high confidence.

The median sale rose about 39% over the same years, from $1,275,000 to $1,775,000. The median moves with which homes happened to sell as well as with prices, so it can differ from our own index.

See DC home prices by neighborhood
Georgetown+28%
DC+12%
0%Our own index50%
High confidence

What it costs to buy now

$4,235 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $4,834 in 2019 to $9,069 in 2025. About half the rise, $2,225, came from higher prices and $2,010 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $255,000 to $355,000.

2019
$4,834
2025
$9,069
From higher prices $2,225From the higher rate $2,010

Compare the neighborhoods next door

  • Georgetown

    Prices since 2019
    +28%
    Payment in 2025
    $9,069
    Rise a month
    +$4,235

  • Foggy Bottom

    Prices since 2019
    +2%
    Payment in 2025
    $3,142
    Rise a month
    +$1,000

  • Adams Morgan

    Prices since 2019
    +9%
    Payment in 2025
    $3,663
    Rise a month
    +$1,521

  • Cleveland Park

    Prices since 2019
    +15%
    Payment in 2025
    $4,598
    Rise a month
    +$2,544
All DC neighborhoods

Your number

What would Georgetown cost you?

Change the down payment and rate to see the monthly mortgage payment on the median Georgetown home.

Your monthly mortgage payment in Georgetown$9,069$5,319 a month over your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Georgetown

How much have Georgetown home prices changed since 2019?

On our own index, Georgetown home prices rose about 28% from 2019 to 2025, against about 12% for DC as a whole. We rate the figure high confidence. The median sale went from $1,275,000 to $1,775,000.

How much does it cost to buy a home in Georgetown?

The median Georgetown home sold for $1,775,000 in 2025. With 20% down, $355,000, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $9,069 before taxes and insurance.

What income do you need to buy in Georgetown?

About $363,000 a year for the median Georgetown home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $193,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Georgetown changed since 2019?

The monthly mortgage payment on the median Georgetown home rose $4,235, from $4,834 in 2019 to $9,069 in 2025. Higher prices added $2,225, and the higher mortgage rate, 3.94% to 6.60%, added $2,010.

How does Georgetown compare with DC?

The monthly mortgage payment on the median Georgetown home was $9,069 in 2025, higher than the $3,704 on the median DC home. Since 2019 it rose $4,235, and DC’s rose $1,433.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from DC Office of Tax and Revenue sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: DC Office of Tax and Revenue.