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Garfield Heights / Shipley Terrace home prices and affordability, 2019 to 2025

Garfield Heights / Shipley Terrace home prices rose about 19% from 2019 to 2025, and with higher mortgage rates, buying the median home here now takes $717 more a month.

DC figures use qualified sales matched to current residential address records; some historical sales cannot be matched. Median sale prices describe the homes sold in each year, which may differ between years. This result combines adjacent neighborhood clusters.

Home prices, 2019 to 2025+19%Our own index, measured with neighbors · DC +12%
Median sale, 2025$399,999was $350,000 in 2019
Monthly mortgage payment$2,044was $1,327 in 2019
Income to keep it under 30%$82,000was $53,000 in 2019

How prices moved

Garfield Heights / Shipley Terrace rose about as much as DC

Our own index measures Garfield Heights / Shipley Terrace together with Garfield Heights and Shipley Terrace, so the figure covers all three. On our own index, Garfield Heights / Shipley Terrace home prices rose 19% from 2019 to 2025, against 12% for DC as a whole, and we rate it medium confidence.

The median sale rose by about the same, from $350,000 to $399,999. Our own index and the median sale measure different things, so in other neighborhoods they can tell different stories.

See DC home prices by neighborhood
Garfield Heights / Shipley Terrace+19%
DC+12%
0%Our own index25%
Medium confidence

What it costs to buy now

$717 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $1,327 in 2019 to $2,044 in 2025. Higher prices added $223, and the higher mortgage rate, 6.60% against 3.94% added $494.

The 20% down payment grew from $70,000 to $80,000.

2019
$1,327
2025
$2,044
From higher prices $223From the higher rate $494

Compare the neighborhoods next door

  • Garfield Heights / Shipley Terracemeasured with neighbors

    Prices since 2019
    +19%
    Payment in 2025
    $2,044
    Rise a month
    +$717

  • Historic Anacostia / Barry Farmlow confidence

    Prices since 2019
    +15%
    Payment in 2025
    $2,222
    Rise a month
    +$834

  • Congress Heights

    Prices since 2019
    +5%
    Payment in 2025
    $2,095
    Rise a month
    +$749

  • Hillcrestprice index unavailable

    Prices since 2019
    —
    Payment in 2025
    $920
    Rise a month
    +$344
All DC neighborhoods

Your number

What would Garfield Heights / Shipley Terrace cost you?

Change the down payment and rate to see the monthly mortgage payment on the median Garfield Heights / Shipley Terrace home.

Your monthly mortgage payment in Garfield Heights / Shipley Terrace$2,044$1,706 a month under your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Garfield Heights / Shipley Terrace

How much have Garfield Heights / Shipley Terrace home prices changed since 2019?

On our own index, Garfield Heights / Shipley Terrace home prices rose about 19% from 2019 to 2025, against about 12% for DC as a whole. We rate the figure medium confidence. The median sale went from $350,000 to $399,999.

How much does it cost to buy a home in Garfield Heights / Shipley Terrace?

The median Garfield Heights / Shipley Terrace home sold for $399,999 in 2025. With 20% down, $80,000, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $2,044 before taxes and insurance.

What income do you need to buy in Garfield Heights / Shipley Terrace?

About $82,000 a year for the median Garfield Heights / Shipley Terrace home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $53,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Garfield Heights / Shipley Terrace changed since 2019?

The monthly mortgage payment on the median Garfield Heights / Shipley Terrace home rose $717, from $1,327 in 2019 to $2,044 in 2025. Higher prices added $223, and the higher mortgage rate, 3.94% to 6.60%, added $494.

How does Garfield Heights / Shipley Terrace compare with DC?

The monthly mortgage payment on the median Garfield Heights / Shipley Terrace home was $2,044 in 2025, lower than the $3,704 on the median DC home. Since 2019 it rose $717, and DC’s rose $1,433.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from DC Office of Tax and Revenue sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: DC Office of Tax and Revenue.