Downtown (Long Beach) home prices and affordability, 2019 to 2025

Downtown (Long Beach) home prices rose about 25% from 2019 to 2025, and with higher mortgage rates, buying the median home here now takes $1,089 more a month.

Home prices, 2019 to 2025+25%Our own index · LA County +39%
Median sale, 2025$434,000was $297,500 in 2019
Monthly mortgage payment$2,217was $1,128 in 2019
Income to keep it under 30%$89,000was $45,000 in 2019

How prices moved

Downtown (Long Beach) rose more slowly than LA County

On our own index, Downtown (Long Beach) home prices rose 25% from 2019 to 2025, against 39% for LA County as a whole, and we rate it high confidence.

The median sale rose about 46% over the same years, from $297,500 to $434,000. The median moves with which homes happened to sell as well as with prices, so it can differ from our own index.

See LA County home prices by neighborhood
Downtown (Long Beach)+25%
LA County+39%
0%Our own index50%
High confidence

What it costs to buy now

$1,089 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $1,128 in 2019 to $2,217 in 2025. About half the rise, $607, came from higher prices and $482 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $59,500 to $86,800.

2019
$1,128
2025
$2,217
From higher prices $607From the higher rate $482

Compare the neighborhoods next door

  • Downtown (Long Beach)

    Prices since 2019
    +25%
    Payment in 2025
    $2,217
    Rise a month
    +$1,089
  • Central (Long Beach)too few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $2,695
    Rise a month
    +$1,235
  • Midshore (Long Beach)

    Prices since 2019
    +32%
    Payment in 2025
    $2,708
    Rise a month
    +$1,002
  • Wrigley (Long Beach)too few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $4,129
    Rise a month
    +$2,044
All LA County neighborhoods

Your number

What would Downtown (Long Beach) cost you?

Change the down payment and rate to see the monthly mortgage payment on the median Downtown (Long Beach) home.

Your monthly mortgage payment in Downtown (Long Beach)$2,217$2,283 a month under your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Downtown (Long Beach)

How much have Downtown (Long Beach) home prices changed since 2019?

On our own index, Downtown (Long Beach) home prices rose about 25% from 2019 to 2025, against about 39% for LA County as a whole. We rate the figure high confidence. The median sale went from $297,500 to $434,000.

How much does it cost to buy a home in Downtown (Long Beach)?

The median Downtown (Long Beach) home sold for $434,000 in 2025. With 20% down, $86,800, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $2,217 before taxes and insurance.

What income do you need to buy in Downtown (Long Beach)?

About $89,000 a year for the median Downtown (Long Beach) home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $45,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Downtown (Long Beach) changed since 2019?

The monthly mortgage payment on the median Downtown (Long Beach) home rose $1,089, from $1,128 in 2019 to $2,217 in 2025. Higher prices added $607, and the higher mortgage rate, 3.94% to 6.60%, added $482.

How does Downtown (Long Beach) compare with LA County?

The monthly mortgage payment on the median Downtown (Long Beach) home was $2,217 in 2025, lower than the $4,410 on the median LA County home. Since 2019 it rose $1,089, and LA County’s rose $2,135.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from Los Angeles County Assessor sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: Los Angeles County Assessor.