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Central (Long Beach) home prices and affordability, 2019 to 2025

The median Central (Long Beach) sale went from $385,000 in 2019 to $527,500 in 2025, and with higher mortgage rates, buying the median home there now takes $1,235 more a month.

Median sale, 2019 to 2025+37%The median sale reflects the homes sold, not a price index
Median sale, 2025$527,500was $385,000 in 2019
Monthly mortgage payment$2,695was $1,460 in 2019
Income to keep it under 30%$108,000was $58,000 in 2019

How prices moved

The median sale rose about 37%

The median Central (Long Beach) sale went from $385,000 in 2019 to $527,500 in 2025, a rise of about 37%. The median LA County sale rose about 44% over the same years.

Our own index has too few sales in Central (Long Beach) to give a figure, so this section leads with the median sale. The median moves with which homes happened to sell as well as with prices.

See LA County home prices by neighborhood
Central (Long Beach), median sale+37%
LA County, median sale+44%
0%median sale50%
Too few sales for our own index

What it costs to buy now

$1,235 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $1,460 in 2019 to $2,695 in 2025. About half the rise, $634, came from higher prices and $601 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $77,000 to $105,500.

2019
$1,460
2025
$2,695
From higher prices $634From the higher rate $601

Compare the neighborhoods next door

  • Central (Long Beach)too few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $2,695
    Rise a month
    +$1,235

  • Signal Hilltoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $3,200
    Rise a month
    +$1,384

  • Midshore (Long Beach)

    Prices since 2019
    +32%
    Payment in 2025
    $2,708
    Rise a month
    +$1,002

  • Downtown (Long Beach)

    Prices since 2019
    +25%
    Payment in 2025
    $2,217
    Rise a month
    +$1,089
All LA County neighborhoods

Your number

What would Central (Long Beach) cost you?

Change the down payment and rate to see the monthly mortgage payment on the median Central (Long Beach) home.

Your monthly mortgage payment in Central (Long Beach)$2,695$1,805 a month under your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Central (Long Beach)

How much have Central (Long Beach) home prices changed since 2019?

Our own index has too few sales in Central (Long Beach) to give a figure. The median sale went from $385,000 to $527,500.

How much does it cost to buy a home in Central (Long Beach)?

The median Central (Long Beach) home sold for $527,500 in 2025. With 20% down, $105,500, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $2,695 before taxes and insurance.

What income do you need to buy in Central (Long Beach)?

About $108,000 a year for the median Central (Long Beach) home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $58,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Central (Long Beach) changed since 2019?

The monthly mortgage payment on the median Central (Long Beach) home rose $1,235, from $1,460 in 2019 to $2,695 in 2025. Higher prices added $634, and the higher mortgage rate, 3.94% to 6.60%, added $601.

How does Central (Long Beach) compare with LA County?

The monthly mortgage payment on the median Central (Long Beach) home was $2,695 in 2025, lower than the $4,410 on the median LA County home. Since 2019 it rose $1,235, and LA County’s rose $2,135.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: Los Angeles County Assessor.