Arcadia (unincorporated) home prices and affordability, 2019 to 2025

The median Arcadia (unincorporated) sale went from $672,000 in 2019 to $1,026,500 in 2025, and with higher mortgage rates, buying the median home there now takes $2,697 more a month.

Median sale, 2019 to 2025+53%The median sale reflects the homes sold, not a price index
Median sale, 2025$1,026,500was $672,000 in 2019
Monthly mortgage payment$5,245was $2,548 in 2019
Income to keep it under 30%$210,000was $102,000 in 2019

How prices moved

The median sale rose about 53%

The median Arcadia (unincorporated) sale went from $672,000 in 2019 to $1,026,500 in 2025, a rise of about 53%. The median LA County sale rose about 44% over the same years.

Our own index has too few sales in Arcadia (unincorporated) to give a figure, so this section leads with the median sale. The median moves with which homes happened to sell as well as with prices.

See LA County home prices by neighborhood
Arcadia (unincorporated), median sale+53%
LA County, median sale+44%
0%median sale75%
Too few sales for our own index

What it costs to buy now

$2,697 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $2,548 in 2019 to $5,245 in 2025. About half the rise, $1,578, came from higher prices and $1,119 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $134,400 to $205,300.

2019
$2,548
2025
$5,245
From higher prices $1,578From the higher rate $1,119

Compare the neighborhoods next door

  • Arcadia (unincorporated)too few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $5,245
    Rise a month
    +$2,697
  • Arcadia

    Prices since 2019
    +34%
    Payment in 2025
    $7,664
    Rise a month
    +$3,569
  • Temple Citytoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $5,466
    Rise a month
    +$2,673
  • El Monte

    Prices since 2019
    +57%
    Payment in 2025
    $3,679
    Rise a month
    +$1,863
All LA County neighborhoods

Your number

What would Arcadia (unincorporated) cost you?

Change the down payment and rate to see the monthly mortgage payment on the median Arcadia (unincorporated) home.

Your monthly mortgage payment in Arcadia (unincorporated)$5,245$745 a month over your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Arcadia (unincorporated)

How much have Arcadia (unincorporated) home prices changed since 2019?

Our own index has too few sales in Arcadia (unincorporated) to give a figure. The median sale went from $672,000 to $1,026,500.

How much does it cost to buy a home in Arcadia (unincorporated)?

The median Arcadia (unincorporated) home sold for $1,026,500 in 2025. With 20% down, $205,300, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $5,245 before taxes and insurance.

What income do you need to buy in Arcadia (unincorporated)?

About $210,000 a year for the median Arcadia (unincorporated) home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $102,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Arcadia (unincorporated) changed since 2019?

The monthly mortgage payment on the median Arcadia (unincorporated) home rose $2,697, from $2,548 in 2019 to $5,245 in 2025. Higher prices added $1,578, and the higher mortgage rate, 3.94% to 6.60%, added $1,119.

How does Arcadia (unincorporated) compare with LA County?

The monthly mortgage payment on the median Arcadia (unincorporated) home was $5,245 in 2025, higher than the $4,410 on the median LA County home. Since 2019 it rose $2,697, and LA County’s rose $2,135.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: Los Angeles County Assessor.