Arcadia home prices and affordability, 2019 to 2025

Arcadia home prices rose about 34% from 2019 to 2025, and with higher mortgage rates, buying the median home here now takes $3,569 more a month.

Home prices, 2019 to 2025+34%Our own index · LA County +39%
Median sale, 2025$1,500,000was $1,080,000 in 2019
Monthly mortgage payment$7,664was $4,095 in 2019
Income to keep it under 30%$307,000was $164,000 in 2019

How prices moved

Arcadia rose about as much as LA County

On our own index, Arcadia home prices rose 34% from 2019 to 2025, against 39% for LA County as a whole, and we rate it high confidence.

The median sale rose by about the same, from $1,080,000 to $1,500,000. Our own index and the median sale measure different things, so in other neighborhoods they can tell different stories.

See LA County home prices by neighborhood
Arcadia+34%
LA County+39%
0%Our own index50%
High confidence

What it costs to buy now

$3,569 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $4,095 in 2019 to $7,664 in 2025. About half the rise, $1,869, came from higher prices and $1,700 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $216,000 to $300,000.

2019
$4,095
2025
$7,664
From higher prices $1,869From the higher rate $1,700

Compare the neighborhoods next door

  • Arcadia

    Prices since 2019
    +34%
    Payment in 2025
    $7,664
    Rise a month
    +$3,569
  • Arcadia (unincorporated)too few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $5,245
    Rise a month
    +$2,697
  • Sierra Madretoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $6,215
    Rise a month
    +$3,185
  • Temple Citytoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $5,466
    Rise a month
    +$2,673
All LA County neighborhoods

Your number

What would Arcadia cost you?

Change the down payment and rate to see the monthly mortgage payment on the median Arcadia home.

Your monthly mortgage payment in Arcadia$7,664$3,164 a month over your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Arcadia

How much have Arcadia home prices changed since 2019?

On our own index, Arcadia home prices rose about 34% from 2019 to 2025, against about 39% for LA County as a whole. We rate the figure high confidence. The median sale went from $1,080,000 to $1,500,000.

How much does it cost to buy a home in Arcadia?

The median Arcadia home sold for $1,500,000 in 2025. With 20% down, $300,000, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $7,664 before taxes and insurance.

What income do you need to buy in Arcadia?

About $307,000 a year for the median Arcadia home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $164,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Arcadia changed since 2019?

The monthly mortgage payment on the median Arcadia home rose $3,569, from $4,095 in 2019 to $7,664 in 2025. Higher prices added $1,869, and the higher mortgage rate, 3.94% to 6.60%, added $1,700.

How does Arcadia compare with LA County?

The monthly mortgage payment on the median Arcadia home was $7,664 in 2025, higher than the $4,410 on the median LA County home. Since 2019 it rose $3,569, and LA County’s rose $2,135.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from Los Angeles County Assessor sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: Los Angeles County Assessor.