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Ocean Hill home prices and affordability, 2019 to 2025

The average Ocean Hill sale went from $802,068 in 2019 to $1,007,462 in 2025, and with higher mortgage rates, buying the average home there now takes $2,106 more a month.

Home prices, 2019 to 2025+37%Our own index, low confidence · Brooklyn +22%
Average sale, 2025$1,007,462was $802,068 in 2019
Monthly mortgage payment$5,147was $3,041 in 2019
Income to keep it under 30%$206,000was $122,000 in 2019

How prices moved

The average sale rose about 26%

The average Ocean Hill sale went from $802,068 in 2019 to $1,007,462 in 2025, a rise of about 26%. The average Brooklyn sale rose about 31% over the same years.

Our own index measures Ocean Hill together with Brownsville, so the figure covers all two. That figure is about 37%, against 22% for Brooklyn as a whole, and we rate it low confidence, so treat it as a rough direction.

See Brooklyn home prices by neighborhood
Ocean Hill+37%
Brooklyn+22%
0%Our own index50%
Low confidence

What it costs to buy now

$2,106 more a month than in 2019

With 20% down on the average sale, the monthly mortgage payment went from $3,041 in 2019 to $5,147 in 2025. About half the rise, $914, came from higher prices and $1,192 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $160,414 to $201,492.

2019
$3,041
2025
$5,147
From higher prices $914From the higher rate $1,192

Compare the neighborhoods next door

  • Ocean Hilllow confidence

    Prices since 2019
    +37%
    Payment in 2025
    $5,147
    Rise a month
    +$2,106

  • Brownsvillelow confidence

    Prices since 2019
    +37%
    Payment in 2025
    $3,161
    Rise a month
    +$204

  • Bushwick (East)low confidence

    Prices since 2019
    +58%
    Payment in 2025
    $6,283
    Rise a month
    +$2,888

  • Bedford-Stuyvesant (East)low confidence

    Prices since 2019
    +69%
    Payment in 2025
    $7,194
    Rise a month
    +$2,264
All Brooklyn neighborhoods

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What would Ocean Hill cost you?

Change the down payment and rate to see the monthly mortgage payment on the average Ocean Hill home.

Your monthly mortgage payment in Ocean Hill$5,147$2,353 a month under your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 average sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Ocean Hill

How much have Ocean Hill home prices changed since 2019?

On our own index, Ocean Hill home prices rose about 37% from 2019 to 2025, against about 22% for Brooklyn as a whole. We rate the figure low confidence, so treat it as a rough direction. The average sale went from $802,068 to $1,007,462.

How much does it cost to buy a home in Ocean Hill?

The average Ocean Hill home sold for $1,007,462 in 2025. With 20% down, $201,492, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $5,147 before taxes and insurance.

What income do you need to buy in Ocean Hill?

About $206,000 a year for the average Ocean Hill home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $122,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Ocean Hill changed since 2019?

The monthly mortgage payment on the average Ocean Hill home rose $2,106, from $3,041 in 2019 to $5,147 in 2025. Higher prices added $914, and the higher mortgage rate, 3.94% to 6.60%, added $1,192.

How does Ocean Hill compare with Brooklyn?

The monthly mortgage payment on the average Ocean Hill home was $5,147 in 2025, lower than the $7,397 on the average Brooklyn home. Since 2019 it rose $2,106, and Brooklyn’s rose $3,205.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from NYC Department of Finance sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the average sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: NYC Department of Finance.