Good Investment

Kensington home prices and affordability, 2019 to 2025

The average Kensington sale went from $1,184,784 in 2019 to $1,069,943 in 2025, and with higher mortgage rates, buying the average home there now takes $975 more a month.

Home prices, 2019 to 2025+51%Our own index, low confidence · Brooklyn +22%
Average sale, 2025$1,069,943was $1,184,784 in 2019
Monthly mortgage payment$5,467was $4,492 in 2019
Income to keep it under 30%$219,000was $180,000 in 2019

How prices moved

The average sale fell about 10%

The average Kensington sale went from $1,184,784 in 2019 to $1,069,943 in 2025, a fall of about 10%. The average Brooklyn sale rose about 31% over the same years.

Our own index measures Kensington together with Sunset Park (East)-Borough Park (West) and Borough Park, so the figure covers all three. That figure is about 51%, against 22% for Brooklyn as a whole, and we rate it low confidence, so treat it as a rough direction.

See Brooklyn home prices by neighborhood
Kensington+51%
Brooklyn+22%
0%Our own index75%
Low confidence

What it costs to buy now

$975 more a month than in 2019

With 20% down on the average sale, the monthly mortgage payment went from $4,492 in 2019 to $5,467 in 2025. Lower prices took $511 off, and the higher mortgage rate, 6.60% against 3.94% added $1,486.

The 20% down payment fell from $236,957 to $213,989.

2019
$4,492
2025
$5,467

Compare the neighborhoods next door

  • Kensingtonlow confidence

    Prices since 2019
    +51%
    Payment in 2025
    $5,467
    Rise a month
    +$975

  • Flatbush (West)-Ditmas Park-Parkvillelow confidence

    Prices since 2019
    +33%
    Payment in 2025
    $8,154
    Rise a month
    +$3,821

  • Borough Parklow confidence

    Prices since 2019
    +51%
    Payment in 2025
    $9,756
    Rise a month
    +$4,947

  • Flatbushlow confidence

    Prices since 2019
    +33%
    Payment in 2025
    $5,167
    Rise a month
    +$2,046
All Brooklyn neighborhoods

Your number

What would Kensington cost you?

Change the down payment and rate to see the monthly mortgage payment on the average Kensington home.

Your monthly mortgage payment in Kensington$5,467$2,033 a month under your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 average sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Kensington

How much have Kensington home prices changed since 2019?

On our own index, Kensington home prices rose about 51% from 2019 to 2025, against about 22% for Brooklyn as a whole. We rate the figure low confidence, so treat it as a rough direction. The average sale went from $1,184,784 to $1,069,943.

How much does it cost to buy a home in Kensington?

The average Kensington home sold for $1,069,943 in 2025. With 20% down, $213,989, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $5,467 before taxes and insurance.

What income do you need to buy in Kensington?

About $219,000 a year for the average Kensington home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $180,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Kensington changed since 2019?

The monthly mortgage payment on the average Kensington home rose $975, from $4,492 in 2019 to $5,467 in 2025. Lower prices took $511 off, and the higher mortgage rate, 3.94% to 6.60%, added $1,486.

How does Kensington compare with Brooklyn?

The monthly mortgage payment on the average Kensington home was $5,467 in 2025, lower than the $7,397 on the average Brooklyn home. Since 2019 it rose $975, and Brooklyn’s rose $3,205.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from NYC Department of Finance sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the average sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: NYC Department of Finance.