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Greenpoint home prices and affordability, 2019 to 2025

Greenpoint home prices rose about 21% from 2019 to 2025, and with higher mortgage rates, buying the average home here now takes $3,714 more a month.

Home prices, 2019 to 2025+21%Our own index · Brooklyn +22%
Average sale, 2025$1,850,608was $1,514,224 in 2019
Monthly mortgage payment$9,455was $5,741 in 2019
Income to keep it under 30%$378,000was $230,000 in 2019

How prices moved

Greenpoint rose about as much as Brooklyn

On our own index, Greenpoint home prices rose 21% from 2019 to 2025, against 22% for Brooklyn as a whole, and we rate it medium confidence.

The average sale rose by about the same, from $1,514,224 to $1,850,608. Our own index and the average sale measure different things, so in other neighborhoods they can tell different stories.

See Brooklyn home prices by neighborhood
Greenpoint+21%
Brooklyn+22%
0%Our own index25%
Medium confidence

What it costs to buy now

$3,714 more a month than in 2019

With 20% down on the average sale, the monthly mortgage payment went from $5,741 in 2019 to $9,455 in 2025. About half the rise, $1,497, came from higher prices and $2,217 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $302,845 to $370,122.

2019
$5,741
2025
$9,455
From higher prices $1,497From the higher rate $2,217

Compare the neighborhoods next door

  • Greenpoint

    Prices since 2019
    +21%
    Payment in 2025
    $9,455
    Rise a month
    +$3,714

  • Williamsburg

    Prices since 2019
    +24%
    Payment in 2025
    $9,952
    Rise a month
    +$4,055

  • East Williamsburg

    Prices since 2019
    +17%
    Payment in 2025
    $7,962
    Rise a month
    +$3,404

  • South Williamsburgtoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $8,587
    Rise a month
    +$4,602
All Brooklyn neighborhoods

Your number

What would Greenpoint cost you?

Change the down payment and rate to see the monthly mortgage payment on the average Greenpoint home.

Your monthly mortgage payment in Greenpoint$9,455$1,955 a month over your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 average sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Greenpoint

How much have Greenpoint home prices changed since 2019?

On our own index, Greenpoint home prices rose about 21% from 2019 to 2025, against about 22% for Brooklyn as a whole. We rate the figure medium confidence. The average sale went from $1,514,224 to $1,850,608.

How much does it cost to buy a home in Greenpoint?

The average Greenpoint home sold for $1,850,608 in 2025. With 20% down, $370,122, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $9,455 before taxes and insurance.

What income do you need to buy in Greenpoint?

About $378,000 a year for the average Greenpoint home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $230,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Greenpoint changed since 2019?

The monthly mortgage payment on the average Greenpoint home rose $3,714, from $5,741 in 2019 to $9,455 in 2025. Higher prices added $1,497, and the higher mortgage rate, 3.94% to 6.60%, added $2,217.

How does Greenpoint compare with Brooklyn?

The monthly mortgage payment on the average Greenpoint home was $9,455 in 2025, higher than the $7,397 on the average Brooklyn home. Since 2019 it rose $3,714, and Brooklyn’s rose $3,205.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from NYC Department of Finance sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the average sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: NYC Department of Finance.