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Bedford-Stuyvesant (West) home prices and affordability, 2019 to 2025

Bedford-Stuyvesant (West) home prices rose about 13% from 2019 to 2025, and with higher mortgage rates, buying the average home here now takes $3,869 more a month.

Home prices, 2019 to 2025+13%Our own index · Brooklyn +22%
Average sale, 2025$1,567,829was $1,092,008 in 2019
Monthly mortgage payment$8,010was $4,141 in 2019
Income to keep it under 30%$320,000was $166,000 in 2019

How prices moved

Bedford-Stuyvesant (West) rose about as much as Brooklyn

On our own index, Bedford-Stuyvesant (West) home prices rose 13% from 2019 to 2025, against 22% for Brooklyn as a whole, and we rate it medium confidence.

The average sale rose about 44% over the same years, from $1,092,008 to $1,567,829. The average moves with which homes happened to sell as well as with prices, so it can differ from our own index.

See Brooklyn home prices by neighborhood
Bedford-Stuyvesant (West)+13%
Brooklyn+22%
0%Our own index25%
Medium confidence

What it costs to buy now

$3,869 more a month than in 2019

With 20% down on the average sale, the monthly mortgage payment went from $4,141 in 2019 to $8,010 in 2025. About half the rise, $2,117, came from higher prices and $1,752 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $218,402 to $313,566.

2019
$4,141
2025
$8,010
From higher prices $2,117From the higher rate $1,752

Compare the neighborhoods next door

  • Bedford-Stuyvesant (West)

    Prices since 2019
    +13%
    Payment in 2025
    $8,010
    Rise a month
    +$3,869

  • Clinton Hill

    Prices since 2019
    +40%
    Payment in 2025
    $9,721
    Rise a month
    +$3,356

  • Bedford-Stuyvesant (East)low confidence

    Prices since 2019
    +69%
    Payment in 2025
    $7,194
    Rise a month
    +$2,264

  • South Williamsburgtoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $8,587
    Rise a month
    +$4,602
All Brooklyn neighborhoods

Your number

What would Bedford-Stuyvesant (West) cost you?

Change the down payment and rate to see the monthly mortgage payment on the average Bedford-Stuyvesant (West) home.

Your monthly mortgage payment in Bedford-Stuyvesant (West)$8,010$510 a month over your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 average sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Bedford-Stuyvesant (West)

How much have Bedford-Stuyvesant (West) home prices changed since 2019?

On our own index, Bedford-Stuyvesant (West) home prices rose about 13% from 2019 to 2025, against about 22% for Brooklyn as a whole. We rate the figure medium confidence. The average sale went from $1,092,008 to $1,567,829.

How much does it cost to buy a home in Bedford-Stuyvesant (West)?

The average Bedford-Stuyvesant (West) home sold for $1,567,829 in 2025. With 20% down, $313,566, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $8,010 before taxes and insurance.

What income do you need to buy in Bedford-Stuyvesant (West)?

About $320,000 a year for the average Bedford-Stuyvesant (West) home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $166,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Bedford-Stuyvesant (West) changed since 2019?

The monthly mortgage payment on the average Bedford-Stuyvesant (West) home rose $3,869, from $4,141 in 2019 to $8,010 in 2025. Higher prices added $2,117, and the higher mortgage rate, 3.94% to 6.60%, added $1,752.

How does Bedford-Stuyvesant (West) compare with Brooklyn?

The monthly mortgage payment on the average Bedford-Stuyvesant (West) home was $8,010 in 2025, higher than the $7,397 on the average Brooklyn home. Since 2019 it rose $3,869, and Brooklyn’s rose $3,205.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from NYC Department of Finance sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the average sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: NYC Department of Finance.