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Bath Beach home prices and affordability, 2019 to 2025

Bath Beach home prices rose about 20% from 2019 to 2025, and with higher mortgage rates, buying the average home here now takes $1,572 more a month.

Home prices, 2019 to 2025+20%Our own index · Brooklyn +22%
Average sale, 2025$1,082,008was $1,043,355 in 2019
Monthly mortgage payment$5,528was $3,956 in 2019
Income to keep it under 30%$221,000was $158,000 in 2019

How prices moved

Bath Beach rose about as much as Brooklyn

On our own index, Bath Beach home prices rose 20% from 2019 to 2025, against 22% for Brooklyn as a whole, and we rate it medium confidence.

The average sale rose about 4% over the same years, from $1,043,355 to $1,082,008. The average moves with which homes happened to sell as well as with prices, so it can differ from our own index.

See Brooklyn home prices by neighborhood
Bath Beach+20%
Brooklyn+22%
0%Our own index25%
Medium confidence

What it costs to buy now

$1,572 more a month than in 2019

With 20% down on the average sale, the monthly mortgage payment went from $3,956 in 2019 to $5,528 in 2025. Higher prices added $172, and the higher mortgage rate, 6.60% against 3.94% added $1,400.

The 20% down payment grew from $208,671 to $216,402.

2019
$3,956
2025
$5,528
From higher prices $172From the higher rate $1,400

Compare the neighborhoods next door

  • Bath Beach

    Prices since 2019
    +20%
    Payment in 2025
    $5,528
    Rise a month
    +$1,572

  • Bensonhurst

    Prices since 2019
    +26%
    Payment in 2025
    $6,593
    Rise a month
    +$2,857

  • Gravesend (West)too few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $5,474
    Rise a month
    +$1,813

  • Dyker Heightslow confidence

    Prices since 2019
    +45%
    Payment in 2025
    $6,156
    Rise a month
    +$1,996
All Brooklyn neighborhoods

Your number

What would Bath Beach cost you?

Change the down payment and rate to see the monthly mortgage payment on the average Bath Beach home.

Your monthly mortgage payment in Bath Beach$5,528$1,972 a month under your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 average sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Bath Beach

How much have Bath Beach home prices changed since 2019?

On our own index, Bath Beach home prices rose about 20% from 2019 to 2025, against about 22% for Brooklyn as a whole. We rate the figure medium confidence. The average sale went from $1,043,355 to $1,082,008.

How much does it cost to buy a home in Bath Beach?

The average Bath Beach home sold for $1,082,008 in 2025. With 20% down, $216,402, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $5,528 before taxes and insurance.

What income do you need to buy in Bath Beach?

About $221,000 a year for the average Bath Beach home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $158,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Bath Beach changed since 2019?

The monthly mortgage payment on the average Bath Beach home rose $1,572, from $3,956 in 2019 to $5,528 in 2025. Higher prices added $172, and the higher mortgage rate, 3.94% to 6.60%, added $1,400.

How does Bath Beach compare with Brooklyn?

The monthly mortgage payment on the average Bath Beach home was $5,528 in 2025, lower than the $7,397 on the average Brooklyn home. Since 2019 it rose $1,572, and Brooklyn’s rose $3,205.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from NYC Department of Finance sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the average sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: NYC Department of Finance.