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Torrance home prices and affordability, 2019 to 2025

Torrance home prices rose about 44% from 2019 to 2025, and with higher mortgage rates, buying the median home here now takes $2,651 more a month.

Home prices, 2019 to 2025+44%Our own index · LA County +39%
Median sale, 2025$1,117,000was $806,000 in 2019
Monthly mortgage payment$5,707was $3,056 in 2019
Income to keep it under 30%$228,000was $122,000 in 2019

How prices moved

Torrance rose faster than LA County

On our own index, Torrance home prices rose 44% from 2019 to 2025, against 39% for LA County as a whole, and we rate it high confidence.

The median sale rose about 39% over the same years, from $806,000 to $1,117,000. The median moves with which homes happened to sell as well as with prices, so it can differ from our own index.

See LA County home prices by neighborhood
Torrance+44%
LA County+39%
0%Our own index50%
High confidence

What it costs to buy now

$2,651 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $3,056 in 2019 to $5,707 in 2025. About half the rise, $1,384, came from higher prices and $1,267 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $161,200 to $223,400.

2019
$3,056
2025
$5,707
From higher prices $1,384From the higher rate $1,267

Compare the neighborhoods next door

  • Torrance

    Prices since 2019
    +44%
    Payment in 2025
    $5,707
    Rise a month
    +$2,651

  • Redondo Beach

    Prices since 2019
    +43%
    Payment in 2025
    $7,281
    Rise a month
    +$3,497

  • West Carsontoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $3,723
    Rise a month
    +$2,058

  • Lomitatoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $4,087
    Rise a month
    +$1,786
All LA County neighborhoods

Your number

What would Torrance cost you?

Change the down payment and rate to see the monthly mortgage payment on the median Torrance home.

Your monthly mortgage payment in Torrance$5,707$1,207 a month over your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Torrance

How much have Torrance home prices changed since 2019?

On our own index, Torrance home prices rose about 44% from 2019 to 2025, against about 39% for LA County as a whole. We rate the figure high confidence. The median sale went from $806,000 to $1,117,000.

How much does it cost to buy a home in Torrance?

The median Torrance home sold for $1,117,000 in 2025. With 20% down, $223,400, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $5,707 before taxes and insurance.

What income do you need to buy in Torrance?

About $228,000 a year for the median Torrance home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $122,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Torrance changed since 2019?

The monthly mortgage payment on the median Torrance home rose $2,651, from $3,056 in 2019 to $5,707 in 2025. Higher prices added $1,384, and the higher mortgage rate, 3.94% to 6.60%, added $1,267.

How does Torrance compare with LA County?

The monthly mortgage payment on the median Torrance home was $5,707 in 2025, higher than the $4,410 on the median LA County home. Since 2019 it rose $2,651, and LA County’s rose $2,135.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from Los Angeles County Assessor sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: Los Angeles County Assessor.