San Fernando home prices and affordability, 2019 to 2025

The median San Fernando sale went from $474,000 in 2019 to $743,500 in 2025, and with higher mortgage rates, buying the median home there now takes $2,002 more a month.

Median sale, 2019 to 2025+57%The median sale reflects the homes sold, not a price index
Median sale, 2025$743,500was $474,000 in 2019
Monthly mortgage payment$3,799was $1,797 in 2019
Income to keep it under 30%$152,000was $72,000 in 2019

How prices moved

The median sale rose about 57%

The median San Fernando sale went from $474,000 in 2019 to $743,500 in 2025, a rise of about 57%. The median LA County sale rose about 44% over the same years.

Our own index has too few sales in San Fernando to give a figure, so this section leads with the median sale. The median moves with which homes happened to sell as well as with prices.

See LA County home prices by neighborhood
San Fernando, median sale+57%
LA County, median sale+44%
0%median sale75%
Too few sales for our own index

What it costs to buy now

$2,002 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $1,797 in 2019 to $3,799 in 2025. About half the rise, $1,200, came from higher prices and $802 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $94,800 to $148,700.

2019
$1,797
2025
$3,799
From higher prices $1,200From the higher rate $802

Compare the neighborhoods next door

  • San Fernandotoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $3,799
    Rise a month
    +$2,002
  • Sylmar

    Prices since 2019
    +44%
    Payment in 2025
    $3,832
    Rise a month
    +$1,902
  • Mission Hillstoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $4,098
    Rise a month
    +$2,069
  • Pacoima

    Prices since 2019
    +52%
    Payment in 2025
    $3,617
    Rise a month
    +$1,880
All LA County neighborhoods

Your number

What would San Fernando cost you?

Change the down payment and rate to see the monthly mortgage payment on the median San Fernando home.

Your monthly mortgage payment in San Fernando$3,799$701 a month under your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about San Fernando

How much have San Fernando home prices changed since 2019?

Our own index has too few sales in San Fernando to give a figure. The median sale went from $474,000 to $743,500.

How much does it cost to buy a home in San Fernando?

The median San Fernando home sold for $743,500 in 2025. With 20% down, $148,700, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $3,799 before taxes and insurance.

What income do you need to buy in San Fernando?

About $152,000 a year for the median San Fernando home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $72,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in San Fernando changed since 2019?

The monthly mortgage payment on the median San Fernando home rose $2,002, from $1,797 in 2019 to $3,799 in 2025. Higher prices added $1,200, and the higher mortgage rate, 3.94% to 6.60%, added $802.

How does San Fernando compare with LA County?

The monthly mortgage payment on the median San Fernando home was $3,799 in 2025, lower than the $4,410 on the median LA County home. Since 2019 it rose $2,002, and LA County’s rose $2,135.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: Los Angeles County Assessor.