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Lancaster home prices and affordability, 2019 to 2025

Lancaster home prices rose about 58% from 2019 to 2025, and with higher mortgage rates, buying the median home here now takes $1,250 more a month.

Home prices, 2019 to 2025+58%Our own index · LA County +39%
Median sale, 2025$460,000was $290,000 in 2019
Monthly mortgage payment$2,350was $1,100 in 2019
Income to keep it under 30%$94,000was $44,000 in 2019

How prices moved

Lancaster rose faster than LA County

On our own index, Lancaster home prices rose 58% from 2019 to 2025, against 39% for LA County as a whole, and we rate it high confidence.

The median sale rose by about the same, from $290,000 to $460,000. Our own index and the median sale measure different things, so in other neighborhoods they can tell different stories.

See LA County home prices by neighborhood
Lancaster+58%
LA County+39%
0%Our own index75%
High confidence

What it costs to buy now

$1,250 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $1,100 in 2019 to $2,350 in 2025. Higher prices added $756, and the higher mortgage rate, 6.60% against 3.94% added $494.

The 20% down payment grew from $58,000 to $92,000.

2019
$1,100
2025
$2,350
From higher prices $756From the higher rate $494

Compare the neighborhoods next door

  • Lancaster

    Prices since 2019
    +58%
    Payment in 2025
    $2,350
    Rise a month
    +$1,250

  • Quartz Hilltoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $2,553
    Rise a month
    +$1,284

  • Palmdale

    Prices since 2019
    +52%
    Payment in 2025
    $2,555
    Rise a month
    +$1,334

  • Actontoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $3,952
    Rise a month
    +$1,804
All LA County neighborhoods

Your number

What would Lancaster cost you?

Change the down payment and rate to see the monthly mortgage payment on the median Lancaster home.

Your monthly mortgage payment in Lancaster$2,350$2,150 a month under your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Lancaster

How much have Lancaster home prices changed since 2019?

On our own index, Lancaster home prices rose about 58% from 2019 to 2025, against about 39% for LA County as a whole. We rate the figure high confidence. The median sale went from $290,000 to $460,000.

How much does it cost to buy a home in Lancaster?

The median Lancaster home sold for $460,000 in 2025. With 20% down, $92,000, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $2,350 before taxes and insurance.

What income do you need to buy in Lancaster?

About $94,000 a year for the median Lancaster home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $44,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Lancaster changed since 2019?

The monthly mortgage payment on the median Lancaster home rose $1,250, from $1,100 in 2019 to $2,350 in 2025. Higher prices added $756, and the higher mortgage rate, 3.94% to 6.60%, added $494.

How does Lancaster compare with LA County?

The monthly mortgage payment on the median Lancaster home was $2,350 in 2025, lower than the $4,410 on the median LA County home. Since 2019 it rose $1,250, and LA County’s rose $2,135.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from Los Angeles County Assessor sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: Los Angeles County Assessor.