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Cerritos home prices and affordability, 2019 to 2025

Cerritos home prices rose about 55% from 2019 to 2025, and with higher mortgage rates, buying the median home here now takes $2,622 more a month.

Home prices, 2019 to 2025+55%Our own index · LA County +39%
Median sale, 2025$1,035,000was $703,000 in 2019
Monthly mortgage payment$5,288was $2,666 in 2019
Income to keep it under 30%$212,000was $107,000 in 2019

How prices moved

Cerritos rose faster than LA County

On our own index, Cerritos home prices rose 55% from 2019 to 2025, against 39% for LA County as a whole, and we rate it medium confidence.

The median sale rose by about the same, from $703,000 to $1,035,000. Our own index and the median sale measure different things, so in other neighborhoods they can tell different stories.

See LA County home prices by neighborhood
Cerritos+55%
LA County+39%
0%Our own index75%
Medium confidence

What it costs to buy now

$2,622 more a month than in 2019

With 20% down on the median sale, the monthly mortgage payment went from $2,666 in 2019 to $5,288 in 2025. About half the rise, $1,477, came from higher prices and $1,145 from the higher mortgage rate, 6.60% against 3.94%.

The 20% down payment grew from $140,600 to $207,000.

2019
$2,666
2025
$5,288
From higher prices $1,477From the higher rate $1,145

Compare the neighborhoods next door

  • Cerritos

    Prices since 2019
    +55%
    Payment in 2025
    $5,288
    Rise a month
    +$2,622

  • Artesiatoo few sales for our own index

    Prices since 2019
    —
    Payment in 2025
    $3,755
    Rise a month
    +$1,811

  • Norwalk

    Prices since 2019
    +52%
    Payment in 2025
    $3,740
    Rise a month
    +$1,889

  • Lakewood

    Prices since 2019
    +49%
    Payment in 2025
    $4,266
    Rise a month
    +$2,093
All LA County neighborhoods

Your number

What would Cerritos cost you?

Change the down payment and rate to see the monthly mortgage payment on the median Cerritos home.

Your monthly mortgage payment in Cerritos$5,288$788 a month over your budget

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Monthly mortgage payment: principal and interest on a 30-year fixed loan on each neighborhood’s 2025 median sale; taxes and insurance not included.

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A model-generated estimate and analytical context, not investment advice. The estimated value comes from an automated valuation model (AVM). An AVM is an estimated sale price for a property. It is not the same as the opinion of value in an appraisal developed by a licensed appraiser under the Uniform Standards of Professional Appraisal Practice.

Questions about Cerritos

How much have Cerritos home prices changed since 2019?

On our own index, Cerritos home prices rose about 55% from 2019 to 2025, against about 39% for LA County as a whole. We rate the figure medium confidence. The median sale went from $703,000 to $1,035,000.

How much does it cost to buy a home in Cerritos?

The median Cerritos home sold for $1,035,000 in 2025. With 20% down, $207,000, and a 30-year fixed loan at 6.60%, the monthly mortgage payment comes to $5,288 before taxes and insurance.

What income do you need to buy in Cerritos?

About $212,000 a year for the median Cerritos home, by a common rule of thumb that keeps the monthly mortgage payment at 30% of gross income. The same rule gave $107,000 in 2019. Lenders apply their own tests, and taxes and insurance come on top of the payment.

How much has the monthly mortgage payment in Cerritos changed since 2019?

The monthly mortgage payment on the median Cerritos home rose $2,622, from $2,666 in 2019 to $5,288 in 2025. Higher prices added $1,477, and the higher mortgage rate, 3.94% to 6.60%, added $1,145.

How does Cerritos compare with LA County?

The monthly mortgage payment on the median Cerritos home was $5,288 in 2025, higher than the $4,410 on the median LA County home. Since 2019 it rose $2,622, and LA County’s rose $2,135.

What does the full cost to own a home add?

Property tax, insurance, HOA dues and upkeep come on top of the monthly mortgage payment shown here. A free account’s Cost to Own adds them up for a specific home, and three homes a month are free.

Home prices: our own index from Los Angeles County Assessor sales, 2019 to 2025. Monthly mortgage payment is principal and interest on the median sale with 20% down and a 30-year fixed loan, at each year’s average Freddie Mac rate (3.94% in 2019, 6.60% in 2025); taxes and insurance are not included. Sales: Los Angeles County Assessor.